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Platinum Debit Card

Your Go-To Card For Making Purchases and Paying Bills

Your Platinum Debit Card from Mastercard® is free with a spending or checking account.

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  • Access to over 30,000 fee free CO-OP ATMs across the country
  • Securely store and use your debit card on Apple Pay®, Samsung PayTM or Google Pay®
  • Instant issue for a new or replacement card at any of our branches
  • Tap to pay on supporting devices for a fast, no-touch and secure checkout


Mastercard ID Theft Protection™ – All members are automatically enrolled in Fraud Text Alert service, which sends real-time alerts to your phone if we detect suspicious transactions.

Mastercard’s enhanced ID Theft Protection includes one-bureau credit monitoring, high-risk transaction monitoring and alerts and restoration service. Sign up today.

Please note: Mission Fed will never call to ask you for your digital banking username and/or password, your account number, Debit or Credit Card number and PIN, or any other private information.

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Special Discounts and Purchase Protection

  • 5% Cash back at participating Mastercard Local™businesses
  • Use your debit card at any wholesale club such as Costco or Sam’s Club
  • Zero Liability – you only pay for purchases you’ve authorized on your card
  • Extended Warranty – doubles the original manufacturer warranty up to a maximum of 12 months on most items you purchase
  • Satisfaction Guarantee – purchases are covered for 60 days from date of purchase for a full refund in the event you’re dissatisfied, and the store will not accept the item for return.
  • Mastercard Platinum Benefits Guide
  • Debit Card Agreement
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Debit Card FAQs

If your card is stolen or lost, you can lock your card through mobile or online banking, preventing others from using your card. Next, get in touch with us so we can help prevent unauthorized charges from being made on your card. We will also start the process of getting you a new card.

Toll-Free within the USA: 800.500.6328
Local and Outside the USA: 858.524.2850

Some merchants may require a PIN to complete a transaction. To obtain a PIN, please call us at 888.891.2435.

We do offer options for overdraft protection. Debit Card Privilege is available for debit card transactions, and Courtesy Pay is offered to qualified members for ACH transactions.

As a member, you have surcharge-free access at 30,000 CO-OP Network ATMs across the country. To find an ATM location, visit our locations page.

Chip cards, also known as EMV cards, have an embedded microchip to hold information that is encrypted, making it extremely difficult for the card to be copied or counterfeited.

Use your Mission Fed Mastercard® at millions of locations worldwide, everywhere Mastercard is accepted. Your chip card allows you to pay not only at national merchants, but also at international merchants where chip/EMV cards are often the standard. You can also use it with older card readers, because it still has a magnetic stripe.

Chip/EMV cards are already accepted in over 80 countries. If you’re traveling internationally, some merchants may require a PIN to complete a transaction. To obtain a PIN, please call us at 888.891.2435.

Use a chip-enhanced card for all your purchases, knowing that you have added security, plus all the other benefits that come with a Mission Fed Mastercard.


Mastercard is a registered trademark of Mastercard International.

Choose What Works for You

Our Spending and Checking accounts make it easy to manage your money with mobile and online banking options to help you easily pay bills and access your money on the go. Find out which one works best for your lifestyle.

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Tap to Pay for a Fast, Easy and Secure Checkout

If your Mission Fed Mastercard® Credit or Debit Card has the contactless symbol on it, purchases just got faster and easier. Simply tap your card and go!

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The wholesale clubs listed above are in no way affiliated with Mission Fed, nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. 

Mastercard ID Theft Protection is limited to cardholders with a US-issued card. Additional terms and conditions apply to Mastercard features. See Mastercard Platinum Benefits Guide for additional information.

Must meet membership and account criteria.