Skip to content

Preferred Platinum

Preferred Platinum Credit Card

Low Rate, Big Benefits

Image of a sample preferred platinum credit card

Mission Fed’s Preferred Platinum Mastercard® has a low rate to help you strengthen your credit and achieve your financial goals.

Apply today and take advantage of this limited-time offer

  • $200 bonus with $1,000 in net purchases in the first 90 days¹
  • 0% intro rate for 18 months²
  • No annual fee

Check the status of an existing application

Two options, zero annual fees. Apply for your Mission Fed Credit Card today. See All Rates

Apply Now
Product APRs
Preferred Platinum Credit Card
0% Introductory Rate for 18 months (on purchases and transfers in first 90 days)
---
After that, the Standard APR will be:
9.90% - 16.90% for purchases
11.90% - 17.90% for transfers
Preferred Platinum Rewards Credit Card
0% Introductory Rate for 15 months (on purchases and transfers in first 90 days)
---
After that, the Standard APR will be:
10.90% - 17.90% for purchases
12.90% - 17.90% for transfers

Benefits of All Mission Fed Mastercard Credit Cards

Get more with a Mission Fed Mastercard. In addition to no annual rate and low fees, enjoy:

  • Instant Card Issue – Convenient instant issue of a new or replacement card is available at any Mission Fed branch.
  • Convenient Access, Local assistance – Check your purchases, balance and pay your bill online with Mobile or Online Banking. You’re always welcome to talk to a Mission Fed representative for personalized assistance — we’re right here in San Diego.
  • Contactless Enabled – Tap-to-pay for a fast, no-touch and secure checkout.
  • Mastercard ID Theft Protection™ – Mastercard’s enhanced ID Theft Protection includes one-bureau credit monitoring, high-risk transaction monitoring and alerts, and restoration services. Certain terms may apply. Sign up today.
  • Chip-enhanced Cards – also known as EMV cards, have an embedded microchip to hold information that is encrypted, making it extremely difficult for the card to be copied or counterfeited.
    • Use your Mission Fed Mastercard® at millions of locations worldwide, everywhere Mastercard is accepted. Your chip card allows you to pay not only at national merchants, but also at international merchants where chip/EMV cards are often the standard. You can also use it with older card readers, because it still has a magnetic stripe.
    • Chip/EMV cards are already accepted in over 80 countries. If you’re traveling internationally, some merchants may require a PIN to complete a transaction. To obtain a PIN, please call us at 888.891.2435.

Additional Card Benefits

  • Zero Liability – only pay for purchases you have authorized on your card. Conditions and exceptions apply. See www.Mastercard.us/zero-liability.html for details.
  • Priceless™ Cities & Experiences – Exclusive offers just for Mastercard cardholders. Learn more at www.priceless.com.
  • Automatic Billing Updater – Mastercard automatically updates your credit card information when you have card-on-file or recurring payments set up with participating merchants. For more information, visit General Banking FAQs.
two girls taking a road trip

Compare Credit Cards

Compare our Mastercard Credit Cards and find the card that best suits your needs.

Learn More
women sitting in donut shop

MasterCard Local™

Shop around town and earn 5% cash back at participating local businesses with your Mission Fed Mastercard® – you’re automatically enrolled. Shopping local helps build your community.

Learn More

Disclosures

Must meet membership and account criteria. All loans subject to credit approval; terms and conditions apply. Offer is available for new Credit Cards. APRs are current as of September 1, 2022. The balance transfer and cash advance fee is 2% of the amount of each item ($2 minimum). The foreign transaction fee is 1% of the amount of each transaction in U.S. Dollars. Late payment fee up to $25 for the first late payment in any 6 month period then up to $35 for each additional late payment with in the same 6 month period. Returned payment fee up to $22. Maximum Personal Loan or Line of Credit Loan is $50,000. Maximum total unsecured loan limit per member is $100,000. Programs are subject to change without notice. Mastercard, Mastercard program names and the Mastercard Brand Mark are registered trademarks of Mastercard International, Inc.

¹For $200 bonus, must open account by 12/31/22 and must have $1,000 in net purchases within the first 90 days; Qualifying transactions exclude in-branch cash advances, traveler’s check purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. Bonus will be credited approximately 120 days after account opening.

²Standard APRs apply for cash advances 11.90% – 17.90%. For balance transfers to qualify for the 0% introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center. Electronic balance transfers do not qualify. Balance transfers to pay any Mission Fed accounts are not permitted. Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for 18 months. For balance transfers to qualify for the 0% introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center. Electronic balance transfers do not qualify. Maximum $20,000 in balance transfers per member.

Mastercard is a registered trademark of Mastercard International.

Chat