Serving the financial needs of San Diegans since 1961

Your one-stop financial services provider for credit union Savings Accounts, Loans, Online Services, Insurance and more.

All San Diegans are welcome!

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Auto Loans

As low as
2.99% APR

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Home Loans

As low as
4.620% APR

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HELOC

As low as
2.99%fixed intro APRLearn More

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Credit Cards

As low as
0% intro APRLearn More

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Savings

ACCOUNTS

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Why do San Diegans choose Mission Fed?

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Special Offers

Give the Gift of Membership and earn $40 each

Photo of a woman holding a present purchased with $40 she earned from Mission Fed's Gift of Membership

With money-saving benefits and great service, a Mission Fed membership is the gift that can last a lifetime.

With money-saving benefits and great service, a Mission Fed membership is the gift that can last a lifetime. But while you know about the many benefits that come from belonging to Mission Fed, you may have friends or family members who aren’t familiar with...

 

No Closing Costs on a 5/5 ARM

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Purchase the home of your dreams and save money with no closing costs on a 5/5 ARM.

Save money with no closing costs on a 5/5 ARM from Mission Federal Credit Union. Enjoy rates as low as 3.750%/5.003% APR.

 

Auto Loan Express Check

Photo of a group of friends ready to take a road trip in a new car purchased with Mission Fed's Auto Loan Express Check.

Get a 0.25% discount off your rate with an Auto Loan Express Check from Mission Fed. Learn more today.

Save time and money with an Auto Loan Express Check, available on qualified Auto Loans. We’ll give you a 0.25% discount off your approved rate if you use a Mission Fed Auto Loan Express Check to make your purchase by the expiration date on the check.

 

Certificate Promotions

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Rates you can smile about! For a higher rate on a Regular or IRA Certificate, you’ve got options at Mission Fed: 3.00% APY for 30 months or 2.25% APY for 14 months.

Smile—Mission Fed has great rates for Certificates: 3.00% APY for 30 months or 2.25% APY for 14 months on a Regular or IRA Certificate for new and existing funds.

 

Home Equity Line of Credit

photo of a happy couple remodeling their kitchen with a Mission Fed HELOC

You’ve invested a lot to build your home’s equity, now let your home invest in you, with a no-cost loan for your next big purchase.

HELOCs as low as a fixed 2.99% intro APR for the first 12 months.

 

Lowest Intro Rate with 10,000 Bonus Points

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Give yourself the credit—and benefits—you deserve. Open a Mission Fed Credit Card.

Give yourself the credit—and benefits—you deserve. Open a Mission  Fed Credit Card and enjoy low rates, Mission Rewards and a multitude of Mastercard® benefits.

 

Mission Fed News

Message from the Mission Fed CEO

Message from the Mission Fed CEO

Here's a timely message on member service from Debra Schwartz, Mission Fed President and CEO.

Enjoy this message on services and savings from Mission Fed President and CEO Debra Schwartz.

 

External ACH now available

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External transfers via ACH are now available in our Online Banking service.

Want to move money to or from an external account via ACH transfer? Check out our new options in Mission Fed Online Banking!

 

HomeAdvantage

Photo of a happy couple in front of their new home they purchased through Mission Fed and HomeAdvantage.

Make homebuying easy with HomeAdvantage and a Mission Fed Home Loan! HomeAdvantage lets you search...

Check out all that Mission Fed can offer when it comes to buying a home. With our partner HomeAdvantage, you can search for a home online, find a preferred Real Estate agent from our local network, get listing alerts via email and then save money with a Mission ...

 

Instant Short Term Loans now available

Photo of a father and his ons playing guitar and enjoying a moment thank to Mission Fed Instant Short-Term Loans.

Need fast cash within minutes? If you’re a Mission Fed member, we can help with our Instant Short-...

If you’re looking for fast cash and you’re a Mission Fed member, we can help with our Instant Short-Term Loan. It’s an affordable alternative to a payday loan with no credit check. You can apply via Mobile or Online Banking, and get an answer right...

 

Commercial Real Estate Lending Available

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Mission Fed provides financing for the purchase or refinance of Multi-family and Commercial...

Mission Fed provides financing for the purchase or refinance of Multi-family and Commercial properties located in Southern California: San Diego, Orange County, Riverside, Los Angeles and San Bernardino Counties.

 

Facing Foreclosure, What You Should Know

Facing foreclosure, what you should know

The federal financial institutions regulatory agencies encourage financial institutions to work...

The federal financial institutions regulatory agencies encourage banks and credit unions to work constructively with homeowners who are unable to make their contractual payment obligations on their home loans. Find out how Mission Fed can help you.