Serving the financial needs of San Diegans since 1961

Your one-stop financial services provider for credit union Savings Accounts, Loans, Online Services, Insurance and more.

All San Diegans are welcome!

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Auto Loans

As low as
2.99% APR

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Home Loans

As low as
4.224% APR

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HELOC

As low as
2.99%fixed intro APRLearn More

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Credit Cards

As low as
0% intro APRLearn More

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Savings

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Why do San Diegans choose Mission Fed?

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Special Offers

30-Year Fixed Jumbo Home Loan

Happy family who used a Mission Fed 30-Year Fixed Jumbo Home Loan.

30-Year Fixed Jumbo Home Loan Purchase.

30-Year Fixed Jumbo Home Loan Purchase. A new home a big deal—let us help.

Auto Loan Express Check

Group of friends ready to take a road trip in a new car purchased with Mission Fed's Auto Loan Express Check.

Get a 0.25% discount off your rate with an Auto Loan Express Check from Mission Fed. Learn more today.

Save time and money with an Auto Loan Express Check, available on qualified Auto Loans. We’ll give you a 0.25% discount off your approved rate if you use a Mission Fed Auto Loan Express Check to make your purchase by the expiration date on the check.

Home Equity Line of Credit

Happy couple remodeling their kitchen with a Mission Fed HELOC.

You’ve invested a lot to build your home’s equity, now let your home invest in you, with a no-cost loan for your next big purchase.

HELOCs as low as a fixed 2.99% intro APR for the first 12 months.

Certificate Promotions

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Invest in your future with great rates! For a higher rate on a Regular or IRA Certificate, you’ve got options at Mission Fed: 2.40% APY for 16 months with the option to bump your rate once during the term.

Invest in your future—Mission Fed has great rates for Certificates: 2.40% APY for 16 months with the option to bump your rate once during the term on a Regular or IRA Certificate for new and existing funds.

Lowest Intro Rate with 10,000 Bonus Points

Exuberant kayakers.

Give yourself the credit—and benefits—you deserve. Open a Mission Fed Credit Card.

Give yourself the credit—and benefits—you deserve. Open a Mission  Fed Credit Card and enjoy low rates, Mission Rewards and a multitude of Mastercard® benefits.

No Closing Costs on a 5/5 ARM

Photo of happy family in front of their house.

Purchase the home of your dreams and save money with no closing costs on a 5/5 ARM.

Save money with no closing costs on a 5/5 ARM from Mission Federal Credit Union, and enjoy low rates.

Mission Fed News

HomeAdvantage

Happy couple in front of their new home they purchased through Mission Fed and HomeAdvantage.

Make homebuying easy with HomeAdvantage and a Mission Fed Home Loan! HomeAdvantage lets you search...

Check out all that Mission Fed can offer when it comes to buying a home. With our partner HomeAdvantage, you can search for a home online, find a preferred Real Estate agent from our local network, get listing alerts via email and then save money with a Mission ...

Instant Short Term Loans now available

Father and his sons playing guitar and enjoying a moment thank to Mission Fed Instant Short-Term Loans.

Need fast cash within minutes? If you’re a Mission Fed member, we can help with our Instant Short-...

If you’re looking for fast cash and you’re a Mission Fed member, we can help with our Instant Short-Term Loan. It’s an affordable alternative to a payday loan with no credit check. You can apply via Mobile or Online Banking, and get an answer right...

Commercial Real Estate Lending Available

Satisfied business man who used Mission Fed's Commercial Real Estate Loans.

Mission Fed provides financing for the purchase or refinance of Multi-family and Commercial...

Mission Fed provides financing for the purchase or refinance of Multi-family and Commercial properties located in Southern California: San Diego, Orange County, Riverside, Los Angeles and San Bernardino Counties.

Home Loan Guide

Photo of a couple enjoying their house they purchased with a Mission Fed Home Loan.

At Mission Fed, your success is our bottom line, and that means we’ll be by your side when it...

Homeownership can be an important step in securing your financial future, both now and long-term. At Mission Fed, your success is our bottom line, and that means we’ll be by your side when it becomes time to secure your Home Loan.

Facing Foreclosure, What You Should Know

Facing foreclosure, what you should know

The federal financial institutions regulatory agencies encourage financial institutions to work...

The federal financial institutions regulatory agencies encourage banks and credit unions to work constructively with homeowners who are unable to make their contractual payment obligations on their home loans. Find out how Mission Fed can help you.

Check Out Our Credit Guide

Photo of a confident woman with a Mission Fed Platinum Credit Card checking her credit score from her laptop.

Learn about credit, credit scores and credit reports, as well as how to keep them all in good...

The information in this guide will give you a better understanding of credit, credit scores and credit reports, as well as how to keep them all in good standing. Learn about what qualifies as credit and why it’s important to have credit in the first place.