Rates
If you’re looking for

competitive rates on a Mortgage

Loan, Auto Loan, Credit Card, Checking Account or Savings Account in San Diego, you’ve come to the right place. And rates are just the beginning of the benefits you can take advantage of at Mission Fed.

Take a look at our great rates and apply today

! And, it’s simple. Just give us a call, visit any of our convenient branch locations, or start your application online.

Loans

+Autos

Auto, Truck, Van APRs as low as Terms
Promotional Rate 1.49% Up to 48 months
Bottom Line Rate 1.89% Up to 72 months
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Enjoy great rates and a low monthly payment.

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Vehicle Loan Rates & Disclosures

Consumer Fee Schedule

+Credit Cards

Product APR
Preferred Platinum Credit Card 9.90%
Platinum Credit Card 11.90%
Classic Credit Card 15.90%
Classic Credit Card Share Secured 16.90%
Mission Choice Credit Card 17.90%
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Switch to a Credit Card with a low rate and more benefits.

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Credit Card Rates & Disclosures

Consumer Fee Schedule

+Home Loans

Product Rate Points APR
30 Year Fixed 3.875% 0.375 4.023%
30 Year Fixed Jumbo 4.000% 0.00 4.046%
5/5 ARM 2.750% 0.00 2.748%
3/1 ARM 2.500% 0.00 2.684%
7/1 ARM 3.125% 0.00 2.929%
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Count on Mission Fed for competitive rates and local service.

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Daily Mortgage Rates & Disclosures

Real Estate Fee Schedule

Checking/Savings

+Smart Checking

Minimum Balance Dividend Rate APY
$500 - $9,999 0.05% 0.05%
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Manage your daily transactions with easy access to your account.

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Dividend Rates & Disclosures

+Savings and Money Market

Minimum Balance Dividend Rate APY
Savings Account (any balance) 0.10% 0.10%
Money Market ($2,499 and above) 0.15% 0.15%
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Make saving easy with your choice of accounts.

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Dividend Rates & Disclosures

+Certificates

Balance Term Dividend Rate APY
$2,000 - $9,999 6 months 0.250% 0.250%
$2,000 - $9,999 1 year 0.350% 0.350%
$10,000 - $99,999 2 years 0.700% 0.700%
$10,000 - $99,999 3 years 1.00% 1.00%
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Earn higher dividends and get to your goals faster.

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Dividend Rates & Disclosures

+Retirement Accounts

Minimum Balance Dividend Rate APY
Traditional and SEP IRAs 0.10% 0.10%
Roth IRA 0.10% 0.10%
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Save for your retirement in a variety of ways.

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Dividend Rates & Disclosures

Your success is our bottom line, so we want you to have all the details. APR=Annual Percentage Rate and may vary based on credit qualifications. Programs, rates, terms, conditions and services are subject to change without notice and may vary based on individual credit qualifications and collateral. APY=Annual Percentage Yield. Programs, rates, terms, conditions and services are subject to change without notice.


More Documents

Other Loan Rates

Business Dividend Rates

Business Account Fee Schedule

MFCU does what others fail to do—work for us. The customer.-Len L.

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