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Rates

If you’re looking for competitive rates, come to Mission Fed. Whether you want an Auto Loan, Home Loan, Credit Card, Checking Account or Savings Account, you’ve come to the right place. And rates are just the beginning of the benefits. Take a look and start saving money today!

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MFCU does what others fail to do—work for us.
The customer.-Len L.


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Loans

Autos

Auto, Truck, Van APRs as low as Terms
Promotional Rate   1.89% Up to 72 months
Auto Loan   3.79% 36 - 84 months
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Enjoy great rates and a low monthly payment.

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Vehicle Loan Rates & Disclosures PDF icon

Credit Cards

Product   APR
Preferred Platinum Credit Card    9.90%
Platinum Credit Card    11.90%
Classic Credit Card    15.90%
Classic Credit Card Share Secured    16.90%
Mission Choice Credit Card    17.90%
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Switch to a Credit Card with a low rate and more benefits.

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Credit Card Rates & Disclosures PDF icon

Home Loans

Product   Rate Points APR
30 Year Fixed 4.375% 0 4.438%
30 Year Fixed Jumbo 4.250% 0 4.309%
5/5 ARM 2.875% 0 2.761%
3/1 ARM 2.500% 0 2.637%
7/1 ARM 3.125% 0 2.915%
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Count on Mission Fed for competitive rates and local service.

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Daily Mortgage Rates & Disclosures PDF icon

Your success is our bottom line, so we want you to have all the details. APR=Annual Percentage Rate and may vary based on credit qualifications. Programs, rates, terms, conditions and services are subject to change without notice and may vary based on individual credit qualifications and collateral.

Checking/Savings

Smart Checking

Minimum Balance     Dividend Rate APY
$500 - $9,999   0.050% 0.050%
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Manage your daily transactions with easy access to your account.

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Dividend Rates & Disclosures PDF icon

Savings and Money Market

Minimum Balance     Dividend Rate APY
Savings Account (any balance)   0.10% 0.10%
Money Market ($2,499 and above)   0.15% 0.15%
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Make saving easy with your choice of accounts.

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Dividend Rates & Disclosures PDF icon

Certificates

Balance Term   Dividend Rate APY
$2,000 - $9,999 6 months 0.250% 0.250%
$2,000 - $9,999 1 year 0.350% 0.350%
$10,000 - $99,999 2 years 0.700% 0.700%
$10,000 - $99,999 3 years 0.900% 0.900%
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Earn higher dividends and get to your goals faster.

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Dividend Rates & Disclosures PDF icon

Retirement Accounts

Minimum Balance     Dividend Rate APY
Traditional and SEP IRAs   0.10% 0.10%
Roth IRA   0.10% 0.10%
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Save for your retirement in a variety of ways.

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Dividend Rates & Disclosures PDF icon


More Documents

Be a FoolProof Consumer

Check out these tips and articles for ways to save money and manage your finances.

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