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Easy Checking

Everything You Need to Easily Manage Your Money

Your everyday account for paying bills and accessing your money on the go.

  • Free with Digital Banking1
  • Open with as little as $5
  • Free banking app for mobile check deposit2, online bill pay and access to your money 24/7
Open Account Today

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Banking at Your Fingertips

Managing your Free Checking account on the go is easy with our Mobile Banking app. Watch to view convenient features that make your banking experience easier, including mobile check deposit.

All of our Mission Fed checking accounts include:

  • Platinum debit card with contactless payments
  • Access to 30,000 fee-free CO-OP ATMs nationwide
  • 24/7 access via mobile or online banking
  • Mobile deposit via our mobile banking app2
  • Helpful customer service via phone, email or secure web chat

Compare our spending and checking accounts and find one that best fits your lifestyle and needs.

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Why Bank With Us?

Everything we do, from excellent customer service to convenient online banking solutions, is designed to help you achieve your financial goals with the support that reflects the spirit of San Diego.

Become a Member


Must meet membership and account opening criteria. Rates, terms, and conditions subject to change without notice. Mobile and data rates apply when using mobile banking.

1 Easy Checking accounts opened on or prior to 3/31/23 require eStatements to avoid a monthly maintenance fee. Easy Checking accounts opened after 3/31/23 require enrollment in online or mobile banking to avoid a monthly maintenance fee. Additional fees may apply. For example, stop payment fees, wire transfer fees or overdraft fees may apply. See our Fee Schedule for more details.

2 Mobile deposits subject to verification and may not be available immediately; other restrictions apply.