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Mission Fed employee

Smart Checking

Earn More Money With Your Money

Mission Fed’s Smart Checking account allows you to earn dividends by maintaining a higher account balance.

  • Open with as little as $5
  • No monthly fee if you maintain a monthly direct deposit of $500 or more OR maintain an average daily balance of $1,500
  • Easily manage your money with the Mission Fed mobile banking app
Open Account Today

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Great Benefits. Smart Solutions.

All of our Mission Fed checking accounts include

  • Platinum debit card with contactless payments
  • Access to 30,000 fee-free CO-OP ATMs nationwide
  • 24/7 access via mobile or online banking
  • Mobile deposit via our mobile banking app1
  • Send and receive money with Zelle®2
  • Helpful customer service via phone, email or secure web chat

Compare our spending or checking accounts and find one that best fits your lifestyle and needs.

mission fed employee

The best feature?
Real people to talk to.

If you have questions about your account or need help we have real people standing by to help you. Visit any of our San Diego County branches.

Find a Location


Must meet membership and account opening criteria. Rates, terms, conditions are subject to change without notice. Mobile and data rates apply when using mobile banking. Other restrictions apply.

1 Mobile deposits subject to verification and may not be available immediately; other restrictions apply.

2 Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the U.S. to use Zelle. Mobile carrier fees may apply. Other restrictions may apply.