Open Account Careers Contact Us Locations
Photo of a woman arranging flowers.
Checking Accounts
Are you looking for

a Checking Account in San Diego?

Mission Fed offers you a variety of Checking Accounts, including

online checking accounts

to help you manage your daily transactions while enjoying convenient access. Your success is our bottom line, and that includes helping you open the Mission Fed Checking Account that’s right for you.
  Easy Checking Smart Checking mPower Checking (ages 16-17)
Initial Deposit $25 $100 $25
Earns Dividends No Yes Tiered based on your balance No
Monthly Fee No monthly fee
when enrolled in eStatements
No monthly fee if account has a monthly direct deposit of $500+ or average daily balance of $1,500+ No monthly fee
Debit Card Platinum Debit Card with NO monthly usage fee
ATM Access Over 30,000 fee-free ATMs throughout the U.S. and Canada via the CO-OP Network
Online Banking 24/7 access via MissionLink Online Banking
Mobile Banking with Mobile Deposit Free Mission Fed Mobile Banking apps
eDocuments Yes, optional
Online Bill Pay Yes, via MissionLink Online Banking No
Customer Service Available by phone/email Monday-Friday: 7:00 a.m. to 7:00 p.m.
Saturday: 9:00 a.m. to 1:00 p.m.
WebChat Monday-Friday, 7:00 a.m. to 7:00 p.m.
Phone Banking Free, 24/7 access to MissionLine
Check Writing Free, unlimited
Refer to Fee Schedule for full details on account fees and charges.
Open an Account Now Learn More Check our Rates

After finally getting fed up with the impersonal treatment from the mega-banks, I switched to Mission Federal. It was like coming home. They align with my values. I feel good doing business with Mission Fed. I’m a member for life.-DJ K.



Mobile and Online Banking

Use the Mission Fed Mobile Banking apps or MissionLink Online Banking to manage your finances at your convenience.

Direct Deposits and Electronic Debits

With a Mission Fed Checking Account, Direct Deposit and electronic debits are easy to set up. Request the necessary form from the organization or employer making the Direct Deposit, or company or employer making the electronic deposit or debit. Be sure to indicate Mission Fed’s ABA routing number (#322281507) and your account number on the form.

Courtesy Pay Services

We have great services to help you in an emergency or prevent embarrassment when there is not enough money in your Checking Account. Learn more about courtesy pay services.


Be a FoolProof Consumer

Check out these tips and articles for ways to save money and manage your finances.


Banking & You