Checking Accounts
Are you looking for

a Checking Account in San Diego?

Mission Fed offers you a variety of Checking Accounts, including

online checking accounts

to help you manage your daily transactions while enjoying convenient access. Your success is our bottom line, and that includes helping you open the Mission Fed Checking Account that’s right for you.
  Easy Checking Smart Checking mPower Checking (ages 13-17)
Initial Deposit $25 $100 $25
Earns Dividends No Yes Tiered based on your balance No
Monthly Fee No monthly fee
when enrolled in eStatements
No monthly fee if account has a monthly direct deposit of $500+ or average daily balance of $1,500+ No monthly fee
Debit Card Platinum Debit Card with NO monthly usage fee
ATM Access Over 30,000 fee-free ATMs throughout the U.S. and Canada via the CO-OP Network
Online Banking 24/7 access via Online Banking
Mobile Banking with Mobile Deposit Free Mission Fed Mobile Banking apps
eDocuments Yes, optional
Online Bill Pay Yes, via Online Banking No
Customer Service Available by phone/email Monday-Friday: 7:00 a.m. to 7:00 p.m.
Saturday: 9:00 a.m. to 1:00 p.m.
WebChat Monday-Friday: 7:00 a.m. to 7:00 p.m.
Saturday: 9:00 a.m. to 1:00 p.m
Phone Banking Free, 24/7 access to MissionLine
Check Writing Free, unlimited
More Info   Ages 16 & 17 with valid government-issued ID do not require parent/legal guardian signer; becomes Easy Checking at age 18
Refer to Fee Schedule for full details on account fees and charges.

After finally getting fed up with the impersonal treatment from the mega-banks, I switched to Mission Federal. It was like coming home. They align with my values. I feel good doing business with Mission Fed. I’m a member for life.-DJ K.

With a Checking Account from Mission Fed, you’ll enjoy an array of benefits and services. Our Checking Accounts can be accessed online, and you’ll receive a Mission Fed Platinum Debit Card with no monthly usage fee, which offers you convenience and security. You’ll also have access to over 30,000 fee-free CO-OP ATMs throughout the United States and Canada, offering you easy access to your account when you’re at home in San Diego and when you travel. You’ll also have round-the-clock access to your account seven days a week with our Online Banking, and free Mission Fed Mobile Banking apps with Mobile Deposit available for the iPhone®, iPad® and iPod® touch, and Android phones.

If you’re looking to go paper-free or have quick, online access to important documents, Mission Fed’s Checking Accounts with online access also provide you with the option of convenient eDocuments, including account statements, time-sensitive notices, and more. Should you have any questions regarding your Checking Account or any other financial issue, we also offer helpful customer service and support by phone, email or Webchat Mondays through Fridays 7:00 AM to 7:00 PM, and Saturdays 9:00 AM to 1:00 PM. Additionally, you’ll have free, unlimited check writing with all of Mission Fed’s Checking Accounts with online access.

Open a Mission Fed Checking Account today! Apply to open a Checking Account online, visit one of our convenient branches, or contact us with any questions you have.

Services

Mobile and Online Banking

Use the Mission Fed Mobile Banking apps or Online Banking to manage your finances at your convenience.

Direct Deposits and Electronic Debits

With a Mission Fed Checking Account, Direct Deposit and electronic debits are easy to set up. Request the necessary form from the organization or employer making the Direct Deposit, or company or employer making the electronic deposit or debit. Be sure to indicate Mission Fed’s ABA routing number (#322281507) and your account number on the form.

Courtesy Pay Services

We have great services to help you in an emergency or prevent embarrassment when there is not enough money in your Checking Account. Learn more about courtesy pay services.

Tools You Can Use