Auto Loan Refinance or Purchase: $100 Cash Back & No Payment for 90 Days

Reduce expenses and free up cash: lower your monthly Auto Loan payment by refinancing your Auto Loan from another lender. Ask us how much you can save! Right now, get $100 cash back with your first payment for terms up to 72 months and the option to skip payments for 90 days on an Auto Loan refinance or purchase.1

Apply Now. Offer ends November 30

Purchasing a new or used car is an exciting process, and Mission Fed is here to help get you into the vehicle of your dreams. Whether you’re looking to buy from a dealership, a private seller or use a car buying service like Autoland, we offer competitive rates and flexible terms.

Payments as low as $305 on a $20,000 Auto Loan2

Get Auto Loans in San Diego from Mission Fed. You can apply online or in any of our branches with the help of one of our knowledgeable loan experts.

Our goal is to provide you with a credit union car loan in San Diego that gets you into the vehicle of your dreams—while you still feel comfortable with your monthly payment. For car financing in San Diego, you’re in the driver’s seat with Mission Fed.

Auto Loan Features

Check Rates

Speak with an Auto Loan Specialist

Get all your auto finance questions answered and see how easy it is to get started.

Call 800.500.6328
or

How to apply for an Auto Loan

Apply for a Credit Union Auto Loan before you start car shopping so you can shop with confidence, knowing what size budget you're working with before purchasing your dream car.

Mission Fed makes it easy for you to apply for a Credit Union Auto Loan on your schedule. Choose from these easy options:

Autoland Car Buying Service

We’ve partnered with Autoland, the nation’s premier new and pre-owned auto buying service, to bring you the ultimate in convenience. Let their experts handle every step of the buying and financing process, including contactless delivery of your new car to you at home or at a branch. Learn more about Autoland or call 800.234.6999 for more info.

Protection for your auto when using our San Diego auto finance services

With member pricing on a wide variety of protection products, you’ll have the extra protection you deserve at a price you’ll love.4

Tools for you to use

Before you buy a car, use these tools to help make your decision:

  • Get a CARFAX® Vehicle History Report™ for only $19.99 (regularly $34.99) through Mission Fed when you call us or visit any branch
  • Look up the Kelley Blue Book value of your current car or the one you’d like to buy
  • Sell your vehicle through Autoland

Car Financing San Diego Insurance

With the right amount of Auto Insurance, you can get behind the wheel with confidence. Mission Fed has partnered with LiveSmart Insurance Services, LLC to offer Auto, Home and Life insurance services to our members4. LiveSmart will do the work for you, getting multiple quotes from major carriers to help make sure you have the right coverage and can save money. Protect your car, boat, motorcycle, RV, ATV, even snowmobile—and get coverage in Mexico. As a financial service provider, we are dedicated to helping you with all of your banking and financial needs.

Or if you’d like to speak with one of our finance experts, feel free to call:
844.895.1650
Monday-Friday: 5am-7pm PT
Saturday: 6am-2pm PT

Auto Loan Guide cover.

Mission Fed Auto Loan Guide

Everything You Need to Know About Auto Loans

  • Understand important loan terminology
  • Information for first-time buyers
  • Mistakes to avoid
  • What to consider when looking for your dream car
  • And more!
Get Your Auto Loan Guide Now

How do car loans work?

We’re here to help you find the right Credit Union Car Loan for you. You have three things to consider when you’re trying to understand how motor vehicle loans work:

  • The loan amount: Know how much you will need to borrow and how much you can afford to put toward a down payment.
  • The APR: Your Annual Percentage Rate can vary based on credit and other qualifications, but a lower APR saves you money.
  • The loan term: While a longer loan term can lower your payment, it can also mean that you end up paying a lot more interest over time.

You’ll want to look for the right balance of term length and loan amount, plus the best APR you can find. This will help you achieve a payment you can afford each month and avoid paying more than you need to in the long run.

Your success is our bottom line, and that means finding the right car and right Credit Union Car Loan for you. At Mission Fed, we make it easy to purchase the vehicle you want with our Auto Loans in San Diego.

With Mission Fed’s flexible financing, competitive rates and prompt credit decisions, you’ll discover how simple and convenient applying for Auto Loans can be. When you get an Auto Loan with us, you’ll enjoy low rates with Mission Fed’s Bottom Line Rates every day. Get started with your loan application and apply for your Online Auto Loan, over the phone, or in person at any of our branch locations. Get ready to hit the road with a Credit Union Auto Loan from Mission Fed.

Want to know more about how car loans work? Get more answers to your car buying and financing questions in our free Auto Loan Guide.

Drive the car of your dreams with San Diego Auto Loans

Get Auto Loans in San Diego from Mission Fed. You can apply online or in any of our branches with the help of one of our knowledgeable loan experts.

Purchasing a new or used car is an exciting process, and Mission Fed is here to help get you into the vehicle of your dreams. Whether you’re looking to buy from a dealership, a private seller or use a car buying service like Autoland, our Auto Loans in San Diego will help prepare you to go about your local car-buying search with confidence.

We offer great rates, flexible loan amounts with terms from 36 to 84 months, and up to 120% financing for your Auto Loan. We also offer convenient payment options, including online, by phone or automatic withdrawal.

Whether you’re a new or existing customer with Mission Fed, our friendly customer service team is here to help with your short- and long-term needs when it comes to Car Loans in San Diego or any of our other financial services. We’ll work closely with you to determine your preferred financing options for a Credit Union Car Loan that works with your budget.

We also offer a variety of other car buying features for our Credit Union Car Loan customers, including Autoland Car Buying Service, Mission Skip-A-Pay for approved customers, a host of insurance products4 and many more benefits.

Our members’ success is our priority. Contact us today to learn more about Auto Loans from Mission Fed and get started today. We look forward to helping you get the right car and right loan for you.

I love Mission Federal because they were THE lowest rate available when I bought my new car. As well, they were so easy and enjoyable to work with when doing the loan process. -David L.

Frequently Asked Questions

Learn More About Auto Loans in This Blog Post!

Need an Auto Loan? Mission Fed has you covered: It can be easy to get overwhelmed when you’re looking at car loans in San Diego, but Mission Fed can help you get the Credit Union Auto Loan that’s right for you. Wondering, “How do car loans work, anyway?” Let us walk you through everything we offer to make the process as easy as possible.

  1. Subject to credit approval; terms and conditions apply. No branded titles or commercial use vehicles will be financed. A valid driver license and current insurance information are required at the time of financing. Offer good on vehicles within the last 4 model years. Refinance of a Mission Fed Auto Loan does not qualify for the $100 cash back. Maximum term for $100 cash back offer is 72 months. A $20,000 auto loan at 3.09% APR for 72 months has an estimated monthly payment of $305. Minimum loan amount for 72-month term is $12,000. The $100 cash back will be deposited to the member’s share account within 30 days of the first auto loan payment. Recipients are responsible for all taxes; amounts are reported to the appropriate agencies as required by law. First payment may be deferred up to 90 days for qualified members. Interest will continue to accrue during the deferment period. Programs, rates, terms, conditions and services are subject to change without notice.
  2. A monthly payment of $305 is based on a $20,000 auto loan at 3.09% APR for 72 months.
  3. Financing up to 120% based on Manufacturer's Suggested Retail Price (MSRP) for new vehicles or Retail Kelley Blue Book (KBB) for used vehicles.
  4. Purchase is voluntary and will not affect your application or the terms and conditions of your loan. The products offered are not insured by the NCUA nor an obligation or guaranteed by Mission Federal Credit Union.

More Products & Services

Refinance an Auto Loan

Family washing their car that was refinanced with a Mission Fed auto loan.

Choose Mission Fed if you’re looking to refinance an auto loan for a lower monthly payment.

Choose Mission Fed if you’re looking to refinance an auto loan for a lower monthly payment. We offer flexible terms, easy payment options, and a fast online application.

Used Auto Loans

Photo of father and daughter with their user car purchased with a Mission Fed used car loan.

If you need a Used Auto Loan, visit Mission Fed today. We offer great Used Car Loan Rates.

If you need a Used Auto Loan, visit Mission Fed today. We offer great Used Car Loan Rates with flexible terms—plus, making your monthly payment is simple.

Autoland will do the car shopping for you!

Photo of a happy man in his car purchased with a Mission Fed Autoland auto loan

Enjoy our easy Autoland car-buying service, and get the car you want with no hassles.

Our credit union auto buying service takes the hassle out of car shopping. Learn more about Autoland now to get started!

Auto Leases

Happy woman who just leased a new car through Mission Fed.

Mission Fed has partnered with Credit Union Leasing of America (CULA), the nation’s largest...

Are you looking into leasing your next vehicle? Then we have good news for you. Mission Fed has partnered with Credit Union Leasing of America (CULA), the nation’s largest indirect credit union leasing program, to deliver member-friendly, affordable lease...

Branch/ATM Locator

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