Auto Loan Refinance or Purchase: $100 Cash Back & No Payment for 90 Days

Reduce expenses and free up cash: lower your monthly Auto Loan payment by refinancing your Auto Loan from another lender. Ask us how much you can save! Right now, get $100 cash back with your first payment and the option to skip payments for 90 days on an Auto Loan refinance or purchase.*

Apply now. Offer ends November 30

If you want to refinance an auto loan from another lender, Mission Fed is a great choice. We offer a variety of rates and terms to fit your individual needs.

Advantages of an Auto Loan refinance

If you’re approved to refinance an auto loan, you may experience these benefits:

  • A lower interest rate—a lower APR means you pay less interest over the life of the loan (if the repayment term is reduced or stays the same).
  • Reduced monthly payments—if your auto loan refinance results in a lower APR or extended loan terms, you could lower your monthly payment.
  • Funds to assist with other debts—if the equity in your car is more than you owe when you refinance an auto loan, you might be able to use your auto loan refinance to pay down other debt, too. Loan to value restrictions may apply.
  • Deferred payment—qualified members can choose to defer their first payment up to 90 days.
  • No prepayment penalty—you won’t incur a fee for paying off your loan early.

Auto Loan Features

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Speak with an Auto Loan Representative

Get all your questions answered and see how easy it is to get started.

Call 800.500.6328
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We make it simple to refinance Auto Loans

Complete our easy online application for a response in minutes, or apply by phone or at any of our branch locations. Take a look at our auto loan refinance rates and apply today to refinance your Auto Loan!

How to Refinance an Auto Loan

Refinance your Auto Loan and start saving money today. Mission Fed makes is easy to refinance an Auto Loan on your schedule. Choose from these easy options:

*Subject to credit approval; terms and conditions apply. No branded titles or commercial use vehicles will be financed. A valid driver license and current insurance information are required at the time of financing. Offer good on vehicles within the last 4 model years. Refinance of a Mission Fed Auto Loan does not qualify for the $100 cash back. Maximum term for $100 cash back offer is 72 months. A $20,000 auto loan at 3.09% APR for 72 months has an estimated monthly payment of $305. Minimum loan amount for 72-month term is $12,000. The $100 cash back will be deposited to the member’s share account within 30 days of the first auto loan payment. Recipients are responsible for all taxes; amounts are reported to the appropriate agencies as required by law. First payment may be deferred up to 90 days for qualified members. Interest will continue to accrue during the deferment period. Programs, rates, terms, conditions and services are subject to change without notice.

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