Lowest Interest Rate in Years

Make a sweet ride even sweeter with our new lower rates! Good on the Purchase or Refinance of models 4 years old and newer.

Auto Loan Features

Check Our Low Rates

Applying is Quick and Easy!

Apply online, visit any branch or call us to speak with an Auto Loan Specialist.

Shop with Confidence

Apply for your Auto Loan before you start car shopping so you can shop with confidence, knowing what size budget you’re working with. Save even more on our already low rates when you when use a Mission Fed Auto Loan Express Check at any California Franchise Dealer. We’ll give you a 0.25% discount off your approved rate to make your purchase.3

Try our Auto Loan calculator to help estimate your monthly payment. We offer a variety of loan terms so you decide what works best for your budget.

All San Diegans are welcome!

Our credit union Auto Loans have rates as low as 1.79% APR.

Hurry in for great savings—apply now!

How to Apply for an Auto Loan

With a variety of financing options available, we make it easy for you to take the next step to get a new car.

Mission Fed makes it easy for you to apply for a Credit Union Auto Loan on your schedule. Choose from these easy options:

  1. All loans subject to approval. Annual Percentage Rate (APR) is effective as of 1/15/21. The 1.79% APR includes 36 estimated monthly payments of $28.55 per $1,000 borrowed. APR may differ based on credit history, approved loan amount and term. Offer good on vehicles within the last 4 model years. Rates and terms available on purchase, lease buyout or refinance. On refinances of Mission Fed Auto Loans, a fee may apply. No branded titles or commercial use vehicles will be financed. A valid driver license and current information are required. Other restrictions may apply. First payment may be deferred for up to 90 days for qualified members. Interest will continue to accrue during the deferment period. Terms and conditions apply and are subject to change without notice.
  2. Financing up to 120% based on Manufacturer’s Suggested Retail Price (MSRP) for new vehicles or Retail Kelley Blue Book (KBB) for used vehicles.
  3. The Auto Loan Express Check discount is for borrowers whose auto loans qualify for the promotion and certain terms apply. No other auto loan promotional offer can be used in conjunction with this special offer. Offer is only good on models 4 years old and newer. Maximum financing amount is subject to approval and may not exceed 120% of the Manufacturer’s Suggested Retail Price (MSRP) or 120% of Retail Kelley Blue Book (KBB). The Auto Loan Express Check cannot be used for a refinance, lease buyout, private party or non-franchise/independent dealer purchase. The discounted APR will be applied upon receipt of the Auto Loan Express Check at the time of funding (for qualified auto loans) and will be reflected in the final Loan Agreement.

More Products & Services

Auto Loans

Two friends in front of a car purchased with a Mission Fed auto loan.

At Mission Fed, our goal is to get you into the car of your dreams—while still feeling comfortable...

With rates as low as 1.79% APR, Mission Fed is the right choice for your Auto Loan purchase or refi.

Preferred Auto Dealers

Happy couple who purchasing a new car with a Mission Fed Auto Loan.

Mission Fed has relationships with preferred auto dealers all over San Diego County to make finding...

Preferred Auto Dealers are Mission Fed partners who can help you find the right new or pre-owned car for your needs, along with the convenience of a Mission Fed Auto Loan with our Bottom Line Rates every day. To save even more time and money, ask about our Auto...

Auto Loan Guide

Couple shopping for a new car using the Mission Fed Auto Loan Guide

There’s a lot to learn before buying a new or used car, and Mission Fed’s Auto Loan Guide is here...

There’s a lot to learn before buying a new or used car, and Mission Fed’s Auto Loan Guide is here to help!

Auto Loan Express Check

Two women drive in a new car purchased with a Mission Fed Auto Loan Express Check.

Get a 0.25% discount off your rate with an Auto Loan Express Check from Mission Fed. Learn more...

Save time and money with an Auto Loan Express Check, available on qualified Auto Loans. We’ll give you a 0.25% discount off your approved rate if you use a Mission Fed Auto Loan Express Check to make your purchase by the expiration date on the check.

Branch/ATM Locator

Search for Mission Fed Branches and ATMs, or 30,000 CO-OP Network ATMs Nationwide

Virtual Appointment

Open an account
with Virtual Appointment

Schedule Appointment