Auto Loan Rates as low as 2.99% APR

Purchase or Refi on models 4 years old and newer—Mission Fed makes it easy

Auto Loan Features

Check Rates

Speak with an Auto Loan Specialist

Get all your questions answered and see how easy it is to get started.

Call 800.500.6328
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Auto Loan Express Check—and a rate discount

Once your Auto Loan is approved and qualified, ask for an Auto Loan Express Check. Then you can take it to any California Franchise Dealership to purchase your vehicle. Even better, we’ll give you a discount off your approved rate if you use an Auto Loan Express Check to make your purchase by the expiration date on the check. Check out the details.

All San Diegans are welcome!

Our credit union Auto Loans have rates as low as 2.99% APR.

Hurry in for great savings—apply now!

How to apply for an Auto Loan

Apply for a Credit Union Auto Loan before you start car shopping so you can shop with confidence, knowing what size budget you're working with.

Mission Fed makes it easy for you to apply for a Credit Union Auto Loan on your schedule. Choose from these easy options:

APR = Annual Percentage Rate and may vary based on credit qualifications. Rates as low as 2.99% APR and terms up to 36 months available on purchase, lease buyout or refinance. On refinances of Mission Fed Auto Loans, a fee may apply. All loans are subject to approval. First payment may be deferred up to 90 days for qualified customers. Interest will accrue during the deferment period. No minimum loan amount for rate shown. Other rates and terms are available. Valid on models 4 years old and newer. No branded titles or commercial use vehicles will be financed. A valid driver license and current insurance information are required at the time of financing. May not be combined with other rate reduction offers. Restrictions may apply. New customers must be eligible to open an account and all accounts are subject to approval. Programs, rates, terms, conditions and services subject to change without notice. 12/18

More Products & Services

Other Loans

Photo of a happy woman with a Mission Fed loan

Mission Fed has you covered not just with Auto and Home loans, but with a variety of other loans so...

Mission Fed has you covered not just with Auto and Home loans, but with a variety of other loans so you can pay attention to your interests instead of the interest you’re paying.

 

Autoland will do the car shopping for you!

Photo of a man in front of his new SUV purchased through Mission Fed Autoland.

Enjoy an Auto Loan Rate Discount of 0.25% when you buy through Autoland and get your loan from...

Get a 0.25% Auto Loan Rate Discount when you buy through Autoland and get your loan from Mission Fed. Plus, you can defer your first payment for 90 days.

 

Skip-A-Pay on a qualified loan

Photo of a man doing laundry thanks to skip-a-pay helping him replace his appliances

Skip a loan payment and use your extra cash to get the job done.

Skip a loan payment and use your extra cash to get the job done for a low $45 fee per skip.

 

Refinance an Auto Loan

photo of a happy man with his refinanced Auto Loan

Choose Mission Fed if you’re looking to refinance an auto loan for a lower monthly payment.

Choose Mission Fed if you’re looking to refinance an auto loan for a lower monthly payment. We offer flexible terms, easy payment options, and a fast online application.

 

Branch/ATM Locator

Search for Mission Fed Branches and ATMs, or 30,000 CO-OP Network ATMs Nationwide