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Put Your Money to Work.
And Put Your Mind at Ease.

Earn More With a Certificate

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Certificates

as high as
3.90%
APY

Auto Rates

as low as
4.99%
APR

Home Loans

as low as
5.725%
APR

Credit Cards

as low as
11.99%
APR
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Auto Loans
Auto Loans
Home Loans
Home Loans
HELOC
HELOC
Credit Cards
Credit Cards
Checking
Checking
Savings
Savings

We’re Here for You

Support and Solutions During the Government Shutdown

During times like these, Mission Fed stands with our members. We’re here to provide practical options, relief when you need it, and guidance to help keep your finances on track during the shutdown.
See How We Can Help
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Grow Your Savings with a Certificate

Secure Your Future with Guaranteed Returns

Lock in steady growth for your savings with our Certificates. Flexible terms, guaranteed returns, and peace of mind—because your hard-earned money should work hard for you.
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Reward Yourself with the Premier World Mastercard®

Earn Points on Every Purchase, Everywhere You Go

This card isn’t just for spending—it’s for living. Enjoy more from every purchase with rewards, cash back, travel perks, and exclusive benefits. Elevate your spending while keeping more money in your wallet.
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Unlock Your Home’s Potential with a HELOC

Flexible Funds for What Matters Most

Your home’s value can do more. Whether it’s home improvements, life events, or major expenses, our Home Equity Line of Credit gives you the power to make it happen.
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Who We Are

We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs.
Mission Fed employee

Plan for Tomorrow, Today

Let's Reach Your Goals Together

Our team is here to make banking a little easier and a lot more personal. Book a time that works for you, and let’s get started.

Schedule an Appointment
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Empowering Your Financial Wellness

Tools and Resources to Help You Thrive

Mission Fed partners with BALANCE to provide free access to resources and tools to help our members plan their path toward financial wellness.

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Community is Everything

We’re Not Just in San Diego, We’re Part of San Diego

We are here to enrich the lives of San Diegans and strengthen the communities we all share. We invest in partnerships with organizations that contribute to the well-being of the people who live, work and play here.

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Good for You. Good for All.

Lower Rates. Higher Purpose.

What makes Mission Fed different? We are owned and governed by our members and lead with a people-over-profits philosophy. Our members and the communities we serve are the heart of everything we do.

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Mission Fed cares enough to educate beyond just how to write a check. It’s how to make my money work for me, my future, and my family.

Sofia R.

Your Membership Matters. Become a Mission Fed Member and Support the San Diego Community.

Join Now

Disclosures

Must meet membership and account criteria. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Restrictions apply. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International, Inc.