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Instant Short-Term Loans

Instant Short-Term Loans

Need access to cash? Get money in minutes.  

Mission Fed is here to help you with Instant Short-Term Loans, an affordable alternative to a payday loan – with no credit score check. If your application is approved, your loan money will be deposited into Mission Fed Checking or Savings account in minutes.

Instant Short-Term Loan Features

  • $1,000 fast cash loan amount
  • 6-month repayment term
  • 28% APR
  • Easy online application
  • No credit score check
  • Auto Pay for loan payments

Easy to Qualify

  • Must be a member at least 18 years old
  • Have at least $20 in a checking or savings
  • Current mailing address within the USA

Product Limitations

  • Only one Instant Short-Term Loan can be outstanding
  • No more than 3 Instant Short-Term loans in the past 6 months
  • Must wait 15 days between applications
  • Must have a Direct Deposit with a minimum of $1,500 for each of the past 3 months

Start Your Loan Request Now

Access the application online via Mobile or Online Banking. 

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Must meet membership and account criteria. All loans are subject to approval. Instant Short-Term Loan is only available to members of Mission Federal Credit Union who meet the loan requirements. Limited to one open Instant Short-Term Loan at a time, not to exceed 3 loans per 6 months, and limit one application every 15 days. The 28% APR includes six estimated monthly payments of $180.64 for a loan of $1,000. Programs, rates, terms, conditions and services are subject to change without notice. Restrictions apply. Mobile and data rates apply when using mobile banking.