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Personal Loans & Lines of Credit

Personal Loan Options

Personal Loan

Money For What You Need, When You Need It

Personal Loans can be used for just about anything – from consolidating debt to unexpected expenses or even funding a major trip or event. Mission Fed offers several options for you to get funds for whatever you need. 

  • Personal Loans & Lines of Credit
  • Short-Term Loans
  • Share Secured Loans

How Can A Personal Loan or Line of Credit Help You?

If you’re looking to consolidate debt, fund an unexpected expense, or pay for home improvements, a Mission Fed Personal Loan can be a good alternative to credit cards or other loans. 

Money for whatever you need. Apply for a Personal Loan or Line of Credit today.

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APR as low as Months Rate Type
10.24% Up to 36 Months Fixed
10.74% 37 - 48 Fixed
13.50% Line of Credit Variable

Must meet membership and account criteria. All loans subject to credit approval. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. Personal loan minimum is $500 and maximum $30,000. Maximum total unsecured loan limit per member is $100,000. Restrictions apply.

The payment for a $5,000 at 10.24% for 36 months is $161.94.

Variable rate loan, interest and payments may increase after consummation. Rates range from a minimum of 13.50% to a maximum of 18%. The rate will adjust quarterly on the first day of January, April, July and October based on the current index rate plus 5%.

Personal Loan Calculator

Features and Benefits

  • Competitive, fixed rates for a predictable monthly payment
  • Quick access to cash
  • No fees or prepayment penalties
  • No collateral needed
  • Easy payment options online, by phone, or automatic withdrawal

Share Secured Loans

A share secured loan is a personal loan that uses your savings account as collateral. These loans offer a convenient way to borrow money for the short-term and can help rebuild credit.

Contact one of our Loan Representatives to learn more about Share Secured Loans:

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Instant Short-Term Loans1

Mission Fed is here to help our members with Instant Short-Term Loans. It’s an affordable alternative to a payday loan, and there’s no credit score check.

Learn More
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Make an Appointment

Have more questions? Make an appointment today with one of our loan representatives at any of our 30+ San Diego County branch locations.

Make an Appointment


Maximum Personal Loan or Line of Credit Loan is $50,000. Maximum total unsecured loan limit per member is $100,000. Must meet membership and account criteria. All loans subject to credit approval. All programs, rates, terms and conditions and services are subject to change without notice.

1Limited to one open Instant Short-Term Loan at a time, not to exceed 3 loans per 6 months, and limit one application every 15 days. The 28% APR includes six estimated monthly payments of $180.64 for a loan of $1,000.