Skip to content
Women paying at local shop

Debt Protection

Protect Your Assets

Do you have a safety net if the unexpected happens? Protect your finances with Mission Fed’s Debt Protection Insurance, which could cancel your loan balance or loan payments up to the contract maximums if you experience involuntary unemployment, death or disability.

When you add Life Plus, you will also gain coverage for financially stressful life events such as family medical leave, hospitalization, terminal illness, accidental dismemberment, and the loss of life of a non-protected dependent.

Submit a Claim

How to Apply

Debt Protection is voluntary and won’t affect your loan approval. Simply call us and ask about protecting your loan payments.

Call 800.500.6328

How to Submit a Claim

How to Submit a Claim

We are here to help. Our claims process is quick and easy.

Credit & Disability Insurance

If you have Credit & Disability Insurance and need to make a claim, please visit the claims page for more information.

Submit a Claim
Couple holding hands and walking their dogs on the beach in San Diego.

Life Insurance

Customized life insurance and traditional term life insurance plans. Apply online and get an instant quote.

Learn More

Disclosures

All loans subject to credit approval.

Mission Fed Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Mission Fed Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

Debt Protection is not a deposit or obligation of, or guaranteed by Mission Fed. Debt Protection is not insured or guaranteed by NCUA or any agency of the federal government.

Mission Fed started offering Debt Protection effective 7/1/2020. For members that purchased protection prior to 7/1/2020, please refer to your original loan documents for more information. If you have additional questions or would like to purchase Debt Protection, please call 858.524.2850 or 800.500.6328 for assistance.