Term Certificates at competitive rates
San Diego CD ratesat a bank? Then
set up a Certificate with Mission Fed. A Certificate offers you peace of mind with a dividend rate and the flexibility to choose a term that fits your investment needs. Mission Fed offers a variety of Term Certificate options. Here are examples of our top Certificates:
To open your certificate, call us at 858.524.2850 or 800.500.6328 or come visit us at any of our branches.
Higher rates and flexibility
Check our rates to see higher rates on some of our Term Certificates, both Regular and IRA, including our 4- and 5-year Term Certificates with deposits of $10,000 or more. If you’re looking for higher rates, but also like the flexibility of a Money Market Account, consider using your funds to open several Term Certificates with different terms. You may have heard this referred to as “laddering” your Certificates. For example, if you have $50,000 in a Money Market Account, you could:
- Open a 1-year Term Certificate with $10,000
- Open a 2-year Term Certificate with $10,000
- Open a 3-year Term Certificate with $10,000
- Open a 4-year Term Certificate with $10,000
- Open a 5-year Term Certificate with $10,000
Then if rates do go up at some point, you still have some flexibility with Certificates maturing at different times. Take a look at our rates and calculate your dividends to decide what would work best for you.
|Best for||Earning higher dividends than savings and money market|
|Term Length||3 to 60 months|
|Details||Jumbo Certificate rates available on balances of $100,000 and more|
APY=Annual Percentage Yield. NOTE: All rates are anticipated and variable, unless otherwise stated, and may be adjusted without prior notice. Certificate accounts with a specific term earn the opening APY until the end of the term, unless otherwise specified. All certificate APYs stated assume the dividends earned on the certificate balance remain in the account until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Penalties for early withdrawal apply. APYs and terms are subject to change. For additional information on savings and certificate accounts or updated rate information, please contact us at 800.500.6328.
More Products & Services
When you open a Mission Fed Checking Account, be sure to ask for a Mission Fed Platinum Debit Card from Mastercard® with no monthly usage fee. It’s the easy way to access your Mission Fed Checking Account.
If you want all of the benefits of a great Checking Account—without the paper—we have a great option for you. Our Easy Checking Account has no monthly service fee when you enroll in eStatements.
With Mission Debit Card Privilege, Mission Fed may authorize your PIN and signature-based Debit Card purchase transactions, even if there is not enough money in your Checking Account to cover them.
Mission Fed offers you a variety of Checking Accounts to help you manage your daily transactions while enjoying convenient access.