Skip-A-Pay on a qualified loan

Make a Mission Fed Moment

Plan your trip with some extra cash and Mission Skip-A-Pay by taking a month off from your loan payment.

Mission Skip-A-Pay

Qualified loans can

skip a payment

up to two non-consecutive times in a 12-month period.

Find out now if your loans qualify! What will you do with your extra cash?


  • Skip a loan payment
  • Free up cash
  • Easy online sign up
  • Low $45 fee

See if your loan qualifies

  • Log onto Mission Fed Online Banking
  • Click on Member Services in the left column (or, click on More in the left column, then select Member Services)
  • Click on the Skip-A-Pay tab

Don’t skip reading the disclosure. All your credit union accounts must be in good standing and cannot be delinquent. Request must be received prior to the due date of the month being skipped. Finance charges will continue to accrue during the deferment period. Deferring a payment may cause your regularly scheduled minimum payment to increase, your loan may have a balloon payment at the end of the term or it may extend the original term and increase the finance charges. Excludes credit cards, auto leases, balloon loans, loans secured by real estate, HELOC, and other line of credit loans. Qualified loans may skip a payment up to two non-consecutive times in a 12-month period. Other restrictions may apply. A $45 fee will apply for each skip. 2/18

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