Skip-A-Pay

Get the job done with extra cash

Take a month off from your loan payment with Mission Skip-A-Pay. Extra cash can come in handy. With Mission Skip-A-Pay, you can skip a payment on your qualified loan for a low $45 fee per skip—and keep more cash to replace an appliance or use in an emergency.

Mission Skip-A-Pay

Qualified loans can skip a payment up to two non-consecutive times in a 12-month period.

Find out now if your loans qualify!

Benefits

  • Skip a loan payment
  • Free up cash
  • Easy online sign up
  • Low $45 fee

See if your loan qualifies

  • Log into Mission Fed Mobile or Online Banking
  • From the Menu, select Member Services
  • Select Skip-A-Pay

All your credit union accounts must be in good standing and cannot be delinquent. Request must be received prior to the due date of the month being skipped. Finance charges will continue to accrue during the skipped period. Skipping a payment will result in higher total finance charges than if you were to make your originally scheduled payments. The first payment after your skipped payment(s) will include any interest accrued during the deferment period. Skipping a payment may also extend the term of your loan and increase your total finance charges. This offer excludes auto leases, credit cards, instant short-term loans, balloon loans, loans secured by real estate, HELOC, and other line of credit loans. Qualified loans may skip a payment up to two non-consecutive times in a 12-month period. A maximum of 6 extensions (including skipped payments) are allowed during the life of your loan. A $45 fee will apply for each skip. Other restrictions may apply.

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