For a

Savings Account in San Diego,

choose what’s best for you
Open a

Mission Fed Savings Account with easy online access.

Whether you’re looking to save for a “rainy day” holiday expenses, your child’s future, or a special occasion, a Mission Fed Savings Account with online access can help you reach your financial goals.

When you open a Savings Account with us, you’ll benefit from competitive rates, no monthly usage fees or minimum balance requirements, 24/7 access via Online Banking and our Mission Fed Mobile Banking App with Mobile Deposit. Compare Mission Fed’s Savings Account options to find the right one for you.

Standard Summer or Holiday Saver Youth
Best for Standard Savings account Save for summer or holiday cash Ages birth through 17
Dividends Competitive rates
Earn dividends on any balance.
Higher rates than Standard Savings Competitive rates
Earn dividends on any balance.
Initial deposit $1 minimum $20-500 $1 minimum
Monthly fee None
Balance requirement   $20-$500 Monthly Transfer  
Online/phone access Free, 24/7
Multiple accounts Have up to 7 with unique names One Holiday and one Summer Saver Account per member Joint account with parent/legal guardian; ages 16 & 17 with valid government-issued ID do not require parent/legal guardian
Checking overdraft protection Yes N/A
CO-OP ATM 8 per month N/A 8 per month
Mission Fed ATM Unlimited free use N/A Unlimited free use

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Mission Fed Checking and Savings Accounts are important for personal financial management and have different purposes. Checking Accounts are great for covering general expenses because you can use them as much as you want for your daily transactions; however, for savings they are not ideal because they traditionally offer lower dividend rates and, depending on the type of account, may have fees. You can make up to 6 preauthorized or automatic transfers and/or withdawals a month from your Savings Account by Online Banking, telephone or electronic services.

Mission Fed Savings Accounts have no monthly fees and pay dividends on any balance.

Depositing or transferring money into a Savings Account helps you earmark money for special occasions. In fact, Mission Fed Savings Accounts have great features that help you save, including the ability to categorize your savings and add savings goals, such as setting money aside for future Home Loan payments, creating an emergency fund or saving for your vacation getaway. You can manage your account online anytime day or night with Online Banking and our Mobile Banking App.

Mission Fed offers three types of Savings Accounts:

Standard Savings Accounts:

Opening a Standard Savings Account at Mission Fed is a great way to get started. You can deposit as little as a $1 to start with no monthly fee while earning competitive rates.

Summer or Holiday Saver:

Save money for a special event or time of year with a Mission Fed Summer or Holiday Saver Account. These Savings Accounts offer higher dividend rates than our Standard Savings Accounts and are limited to one account per member. The initial deposit is $20-$500. The monthly transfer is $20-$500.

Youth Savings Accounts:

It is important to start saving young, and a Youth Savings Account is a great way to do that for members ages 17 and younger. Mission Fed gives you the option to set up Youth Savings Accounts as joint accounts with a parent or legal guardian. Or teens ages 16 and 17 can open a Youth Savings Account with a valid government-issued ID without a cosigner. The initial deposit is only $1.

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Learn More About Savings Accounts with These Great Blog Posts!

Infographic: How Much Should I Be Saving How can you make the most of your Savings Account? Find out what rules you can follow to help save enough for emergencies, retirement and other financial goals.

The Importance of a Savings Account for a Rainy Day Situation: You’re most likely familiar with the saying, “Make sure to save for a rainy day.” This blog offers why you should take that saying seriously. And with a Savings Account with online access from Mission Fed, you can help make sure you have enough money to cover whatever storms come your way.

Four goals you’ll definitely love saving up for in the long run: An online savings account allows you to keep track of your long-term savings goals. Find out what goals you may have overlooked, and what other Mission Fed Savings Accounts we offer to assist you in reaching those goals.

Ways to discuss money with your kids: Opening a Savings Account with online access is a great way to start discussing money with your kids. You can open an online savings account for your child at any time. Whether they’re a toddler or teenager, they can learn how to save money, with Mission Fed ready to assist them along the way.