Money Market Accounts

If you’re looking for a San Diego Money Market Account with competitive rates and more access than a Certificate Account, take advantage of the benefits that a Mission Fed Money Market Account has to offer. This type of savings account offers you the convenience of a liquid account with the ability to earn dividends, without the term conditions of a Certificate Account. Check out Mission Fed Money Market rates, right here in San Diego—right here at Mission Fed.

  Money Market High-Yield Money Market
Best for Savers who want liquidity with a better rate than a traditional Savings Account Savers who want to earn a higher dividend on accounts with larger balances
Dividends Competitive dividends based on balance tiers Higher dividends based on balance tiers
Minimum opening balance $2,500 $25,000
Minimum balance to earn dividends $2,500 All balances earn dividends, but $25,000 average daily balance required to avoid service charge—refer to rate sheet
Fee No monthly fee No monthly fee if average daily balance is $25,000 or more; $15 monthly fee if average daily balance is below $25,000
Access Online, mobile, phone and branch Online, mobile, phone and branch

Dividend Rates & Disclosures

Money Market Account

If you typically maintain a balance of $2,500 or more in your Savings Account, you could earn a higher dividend rate with a Mission Fed Money Market Account. With a minimum balance of just $2,500, you can begin to receive competitive dividend rates. These dividends are paid monthly and are calculated based on your daily balance. Just keep in mind that the rates on Money Market Accounts are variable and may change daily. If your balance drops below $2,500, your account won’t earn dividends, but there are no penalties or fees. Plus, there is no monthly fee for maintaining your Money Market Account.

High Yield Money Market Account

If you’re a saver who is looking for a higher dividend rate and can commit to a higher minimum balance of $25,000, you’ll want to examine the benefits of our High Yield Money Market. The goal is to help you save, so if your average daily balance goes below $25,000, there will be a low $15 monthly fee; however, your account will still earn dividends, but at a lower rate.

Let your money work harder for you

Mission Fed helps you plan and prepare for your goals by offering Money Market Accounts that make your money work harder for you. Manage your finances, plan for a special purchase or save for an unexpected event; Mission Fed offers you a smart place to put your savings. If you need to access the savings in your account, such as an emergency or other short-term need, you can easily access you Money Market funds.

Mission Fed’s Money Market Accounts are designed for both short-term and longer-term savings needs, depending on your lifestyle and budget. And to make it even easier for you to manage your savings, we offer free Online Banking, Mobile Banking, branch and phone access to your account.

To learn more and find out how you can benefit from competitive Money Market rates with Mission Fed, contact us today. We look forward to helping you save for the future with an account that suits your needs and financial plans.

APY=Annual Percentage Yield. All rates and yields are anticipated and variable, unless otherwise stated, and may be adjusted without prior notice. Withdrawals and fees may reduce principal and earnings. All rates, terms, services and conditions are subject to change without notice. 10/18

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