Loans: Auto, Mortgage, Home Equity & Credit Card

Photo of surfer walking down the shoreline.

Low rates and easy financing terms will help you find the loan in San Diego that fits your lifestyle and budget, so trust Mission Federal for

Credit Union Loans

that suit your needs—from Mortgage and Home Equity Loans, to an Auto Loan or a Credit Card.

Apply for a Credit Union Loan today!

Find a loan that meets your needs

Other Features and Services

Many things have changed for me in the last 18 years. My car, my home, my job, even my family has changed. But not my bank. Mission Federal hasn't changed on me, It has grown with me. Thank You, Mission Federal. I count on you more than you know.-Chris R.


Auto Loans

Whether you are buying a new or pre-owned car, Mission Fed has an Auto Loan for you! Mission Fed Auto Loan options include flexible terms from 36-72 months with up to 100% financing and no penalties for paying off your loan early. We can even help you refinance your existing auto loan. Our Auto Loans are designed to serve you, with Mission Fed Bottom Line Rates every day and an easy online application.

Home Loans and Commercial Real Estate Loans

Mission Fed has many Home Loan options, including 30-Year Fixed Jumbo Loans, a variety of flexible loan terms, adjustable and fixed rate loans and interest only loans. We can also help you with competitive rates, low down payment loans, options tailored to your budget and first-time homebuyer programs. Mission Fed also provides Commercial Real Estate Lending for purchasing or refinancing Commercial and Multi-family properties in Southern California.

  • Conventional and Jumbo Home Loans
  • First-time homebuyer loans
  • Fixed and Adjustable Rate Mortgages
  • Interest only loans
  • Investment properties up to four units
  • Focused attention from dedicated professionals
  • Compare our low loan rates!

Home Equity Loans and Lines of Credit

You can turn the equity in your home into cash for large purchases, consolidating debt, home improvements and more with a Home Equity Loan from Mission Fed, which gives you the cash up front with a secure, fixed rate for the lifetime of the loan and no closing costs. A Home Equity Line of Credit (HELOC) is another option, providing you with flexible access to funds now and in the future based on the equity of your home, so that you can draw from it at any time.

  • Flexible options to borrow from the equity in your home
  • Lower interest rates than most other loan options
  • No additional fees to start using your HELOC
  • Borrow up to 125% of your home’s equity with a Home Equity Loan, or 100% with a HELOC
  • Access your HELOC with a Platinum Debit Card or Mission Fed Equity Checks

Credit Cards
& Free Mission Rewards

Mission Fed offers several Credit Card options with competitive rates and great benefits. Our Classic Credit Card has low rates, no annual fee, MasterCard® ID Theft Alerts and many other benefits. Mission Fed’s Platinum Credit Card gives you even more benefits, such as Price Protection, Extended Warranty and exclusive offers for cardholders. Most of our Credit Cards are eligible for enrollment in free Mission Rewards: You earn points on qualifying purchases that you can redeem for cash back, airline tickets, local concert tickets, charitable donations and more. Use any Mission Fed Credit Card on your mobile device with Apple Pay®, Android Pay and Samsung Pay®, too, so you can take Mission Fed with you wherever your wallet—physical or mobile—takes you.


Learn More About Mission Fed Loan Options with These Great Blog Posts!

5 tips and an infographic for buying a new (or used) car: What should you consider before buying a new or used car? Check out this blog post and accompanying infographic to learn the best time to buy a car, how to get a good value on your trade-in, the differences between pre-owned cars and certified pre-owned cars and which you should seek, tips for securing good financing and some pros and cons of leasing a car.

Mission Fed Loan Options: An Infographic: Throughout our lives, we need various types of loans. Mission Fed is ready to support your financial goals, from buying a house or car, to remodeling your home, to purchasing commercial real estate. This handy infographic outlines the benefits of some of the loans that Mission Fed has to offer. Keep these loan options in mind as tools that you can use to help you accomplish your goals. At Mission Fed, we’re happy to help.

We’ll Help Guide You on Your Home Buying Journey: Thinking about buying a home? If so, you’re likely doing a lot of research, and the internet has no shortage of information on the subject. We’ve prepared an infographic to help guide you through the process of preparing yourself for home ownership, from doing your research, to getting financially ready to buy a home, all the way to placing an offer and buying your home. This quick-start guide will help lead you through the journey of becoming a homeowner.

What you should know before deciding on which Credit Card is for you: There are various credit cards on the market with all kinds of “special offer” rates, fees and rewards programs. How do you know which credit card is right for you? What should you look for? This blog post takes you through some points to consider when evaluating credit cards, including interest rates, promotional rates (and their fine print), grace periods, reward programs, annual fees and more.

ID Theft Alerts are limited to cardholders with a US issued card. Additional terms and conditions apply. ID Theft Protection and ID Theft Alerts are registered trademarks of MasterCard International, Inc. Apple® is a trademark of Apple Inc., registered in the U.S. and other countries. Android and Android Pay are registered trademarks of Google Inc. Samsung® and Samsung Pay® are registered trademarks of Samsung Electronics Co., Ltd. All accounts and loans are subject to approval. Programs, rates, terms, conditions and services are subject to change without notice and may vary based on individual credit qualifications and collateral.