Checking and Savings Accounts

You’ve made San Diego your home because of all it has to offer, including great weather, beautiful scenery and more opportunities. So if you’re looking for a better place to

set up a bank account

, make your move to Mission Fed. We’re not only the largest, locally based financial institution exclusively serving San Diego County, we also offer a variety of personal accounts, from Checking and Savings, to Money Market Accounts, Term Certificates and Retirement Accounts. We offer business accounts, business account pension plans and Coverdell Educational Savings Accounts (ESAs) for college savings. Ready to set up an account? Then contact us online, via phone or in any of our San Diego branch offices.

Find an account that fits your needs

Other Features and Services

Simple and fast

Let’s save you some time, too. When you’re ready to

open Checking and/or Savings bank accounts

, choose Mission Fed—and use our easy online application. Banking smarter has never been easier!

A Mission Fed employee once told me ‘It’s not a bank, it’s a credit union.’ These 8 words piqued my curiosity. Since then Mission Fed has proved to me time and time again what that means and why their standard for customer services leaves conventional banks in the dust.-Nicholas B.

Apply in the branch

Choose the time and place that’s convenient for you with our easy online reservation system.


Need a bank account for your daily or monthly checking needs? Mission Fed offers you a wide variety of Checking Accounts, plus a Platinum Debit Card with no monthly usage fee. Open an Easy Checking Account that’s free with eStatements.
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Choose from four Savings Accounts: Standard Savings, Summer Saver, Holiday Saver or Youth Savings. Set up a Standard or Youth Savings Account with an initial deposit of just $1, with no monthly fee or balance requirement.
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If you’ve been searching for a CD, you can choose a Mission Fed Term Certificate instead to meet your short or longer term savings needs, from 3 to 60 month terms and a minimum balance of $2,000.
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Money Market

Ready to make your money work a little harder? Open a Money Market Account that combines liquidity with the ability to earn higher dividends. A minimum $2,500 balance is all you need to earn higher dividends than a regular Savings Account.
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Choose a traditional, Roth or SEP IRA and add to your retirement savings consistently. Visit our Online Retirement Center to see which IRA is best for you.

Educational Savings

It's not too late to start saving for your child's college expenses. A Coverdell Educational Savings Account (ESA) can accelerate growth of funds for school.
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Business Accounts

Need a bank account for your business, small or large? Come to Mission Fed instead! We offer a choice of business Checking Accounts designed to meet your daily transaction needs. Open an account by applying online.
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Business Account Pension

Are you a small business owner? Choose the Simplified Employee Pension Plan (SEP) - a simple pension plan for small businesses.
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Dividend Calculators

Mission Fed offers deposit calculators to estimate earnings on accounts, perform financial evaluations, create different tax scenarios, even plan your home budget.
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