You’re Pre-Approved. Let’s Get You on the Road.
Exclusive Auto Loan Offer
You’ve been pre-approved for an Auto Loan with Mission Fed—and that’s just the beginning. Your offer comes with exclusive perks designed to save you money and make buying your next car easier:
Your offer is ready. Use it by September 30, 2025 and drive away with extra cash and a lower rate.
Want Help Finding the Right Car?
Skip the dealership stress with Autoland, Mission Fed’s concierge car-buying partner. They’ll help you find, negotiate, and deliver your car—new or used—plus you’ll save an extra 0.25% APR on your Mission Fed Auto Loan.
3 Easy Ways to Accept Your Pre-Approval:
- Log in to Mobile or Online Banking
- Tap Menu > Special Offers
- Visit any Mission Fed branch
- Call us at 800.500.6328
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Will accepting my offer affect my credit?
Accepting your offer may result in a credit inquiry when your loan is finalized. Simply viewing your offer has no impact on your credit score.
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Do I need to complete an application?
No application is required—your pre-approval is already in place. Just accept your offer online, by phone, or at a branch.
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Can I use this loan at any dealership?
Yes, your Mission Fed Auto Loan can be used at any licensed dealership. Plus, if you buy through Autoland, you get an extra 0.25% APR discount.
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How does the Autoland discount work?
When you purchase your vehicle through Autoland, our trusted concierge partner, you’ll receive a 0.25% APR discount in addition to your existing offer. Autoland handles everything—from locating your car to negotiating the price and arranging delivery.
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Do I have to take the full loan amount?
No. Your approved amount is the maximum amount available to you—but you’re welcome to borrow less.
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What if I’m still deciding?
You have until September 30, 2025 to use your offer. Take the time you need to find the right vehicle—your rate and benefits are locked in until then.
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 888-5-OPT-OUT (888.567.8688). See PRESCREEN & OPT-OUT NOTICE on the other side of this notice for more information about pre-screened offers.
Maximum amount of financing is not to exceed 120% of the Manufacturer’s Suggested Retail Price (MSRP) or 120% of Retail Kelley Blue Book (RKBB).
Pre-Approval offer: Annual Percentage Rate may vary based on credit qualifications. Not valid for Mission Fed Auto Loan or Lease refinances. Pre-approval is good through September 30, 2025, and is non-transferable. Offer good for primary member only. By responding to this offer, you understand that we may verify income, employment, and credit bureau information. If at the time of application, you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, this pre-approval offer may not be granted. No branded titles or commercial use vehicles will be financed. A valid driver’s license and current insurance information are required at the time of financing. The Annual Percentage Rate discount will be applied at the time of loan funding. Offer good only on model years 2021 and newer. Restrictions may apply.
Offer applies only to loans that you request directly with Mission Fed via Mobile or Online Banking, at a branch or by calling us. Loans must be funded directly with Mission Fed; loans or leases funded directly with dealerships or other non-Mission Fed companies DO NOT qualify for pre-approval offers. Not valid for borrowers upon request who opened a Mission Fed auto loan or lease within the last 120 days. All terms and stipulations of the offer MUST be met for the loan to qualify for the preapproval offer, for example, model years 2021 and newer, no commercial vehicles, etc.; see full terms and stipulations above.
$150 cash back offer: The $150 cash back will be deposited to the member’s share account 31 days after completion of the first auto loan payment. Loans paid off prior to 30 days after the first payment is received do not qualify for the $150 cash back. Refinance of a Mission Fed Auto Loan does not qualify for the $150 cash back. Recipients are responsible for all taxes; amounts are reported to the appropriate agencies as required by law. $150 cash back offer is good through September 30, 2025, and is valid on auto loans funded with a pre-approval offer on model years 2021 and newer. Accounts must be in good standing to receive offer.
0.50% APR discount: Rate discount is good through September 30, 2025, and is valid on auto loans with terms of 76- to 78-months. Mission Fed Auto Loan or Lease refinances do not qualify for this APR discount.
Payment deferral: First payment may be deferred up to 90 days for qualified members upon request. Interest will accrue during the payment deferral period.
Payment example: Monthly payment is $677.24 on a $35,000 loan with a 60-month term at a rate of 5.94% APR.
PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, call the Credit Bureau Opt-Out. Program toll-free at 888-5-OPT-OUT (888.567.8688); or write to: Experian Consumer Marketing Opt-Out, P.O. Box 919, Allen, TX 75013.