Preferred Platinum Rewards Mastercard®

  • No Annual Fee
  • 0% Introductory APR for 12 months on purchases and balance transfers posted within the first 90 days of a new Mission Fed Preferred Platinum Rewards Mastercard Credit Card Account opening. After that, standard APRs at 10.90% - 17.90% for purchases and 12.90% - 17.90% for balance transfers.1
  • 10,000 Bonus Mission Rewards points when you make $1,000 in net purchases in the first 90 days.2

Check Our Low Rates

Credit Card Agreement

Mission Rewards program: cash back and rewards

A Mission Fed Preferred Platinum Rewards Card offers you a wide variety of Mission Rewards program options. Earn cash back, gift cards, merchandise, airline tickets, and much more.

Mission Rewards Program Terms and Conditions

Browse Mission Rewards Redemption Offers

Mission Rewards benefits

  • Bonus points for shopping at select merchants
  • No booking fees to redeem travel
  • Points don’t expire if you use your Preferred Platinum Rewards Credit Card at least once every two years

Easy Mission Rewards redemption

Check your point balance and redeem rewards by visiting Mission Fed Online Banking, using the Mission Fed Mobile Banking app or by phone at 800.388.1881

Mission Fed Platinum Mastercard.Instant Card issue

Convenient instant issue of a new or replacement card is available at any Mission Fed branch.


Convenient access, local assistance

Check your purchases, balance and pay your bill online with Mobile or Online Banking. You’re always welcome to talk to a Mission Fed representative for personalized assistance—we’re right here in San Diego.

Preferred Platinum Credit Card available

If you are looking for a Preferred Platinum Credit Card without Rewards, learn more about the Mission Fed Preferred Platinum Mastercard Credit Card.

Mastercard Benefits

Platinum Credit Card Benefits

Feature Benefits
Zero Liability You pay only for purchases you have authorized on your card. Conditions and exceptions apply. See for details.
Mastercard Global Service® Provides 24/7 customer service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance, as well as assistance with locating ATMs and help with account-related questions.
Enhanced ID Theft Protection One-bureau credit monitoring, high-risk transaction monitoring and alerts and white-glove restoration service. Certain terms may apply.
Priceless Cities® Exclusive offers just for Mastercard cardholders. Check
Year-End Summary Statements A year-end summary statement available within two months of the end of each calendar year.
Automatic Billing Updater Mastercard’s free service automatically updates your debit and credit card information under certain conditions when you have card-on-file or recurring payments set up with participating merchants. For more information visit
  1. Subject to credit approval; terms and conditions apply. Offer is available for new Credit Cards. Balance transfers to pay any Mission Fed accounts are not permitted. Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open 12 months. APRs are current as of 8/3/20. For balance transfers to qualify for the 0% introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center. Electronic balance transfers do not qualify. The balance transfer and cash advance fee is 2% of the amount of each item ($2 minimum). The foreign transaction fee is 1% of the amount of each transaction in U.S. Dollars. Maximum $20,000 in balance transfers per member. Prorgams are subject to change without notice.
  2. The 10,000 Mission Rewards points will be credited approximately 120 days after account opening. Qualifying transactions exclude in-branch cash advances, traveler’s check purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. This offer cannot be combined with other Mission Rewards points promotions. Restrictions may apply.

Mastercard, Mastercard Global Service, Priceless Cities, and the Mastercard Brand Mark are registered trademarks of Mastercard International Inc.

With the Mission Fed Platinum Credit Card, you can be confident that you have a card that benefits you, whether you’re staying in San Diego or headed out of town. With no annual fee and all of the advantages that come with a Platinum Mastercard, this Platinum Credit Card will be your favorite card. Find out more about Platinum Credit Card benefits, then apply for a Credit Card today.

More Products & Services

Lowest Intro Rate with 10,000 Bonus Points

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Give yourself the credit—and benefits—you deserve. Open a Mission Fed Credit Card.

Give yourself the credit—and benefits—you deserve. Open a Mission Fed Credit Card and enjoy low rates, Mission Rewards and a multitude of Mastercard® benefits.

Mission Fed Preferred Platinum Credit Card

Woman on her laptop computer.

No annual fee and all the advantages that come with a Platinum MasterCard.

With low rates, no annual fee and all of the advantages that come with a Preferred Platinum Mastercard®, this will be your favorite card.

0% Intro Rate for Purchases & Balance Transfers

Woman shopping for sunglasses with a Mission Fed Platinum Credit Card.

Mission Fed is offering our Lowest Introductory Rate on purchases and balance transfers for new...

Mission Fed’s 0% Intro APR is good for 12 months on purchases and balance transfers posted within the first 90 days of a new Platinum and Preferred Platinum Credit Card account opening.


Parents shopping with their baby.

Mission Fed’s EasySave Program is a simple and fast way to build your savings each time you make a...

At Mission Fed, building your savings is simple with our EasySave Program. Sign up today and each non-ATM Mission Fed Debit Card transaction amount will be rounded up to the nearest dollar and the difference will be deposited to your savings account.

Branch/ATM Locator

Search for Mission Fed Branches and ATMs, or 30,000 CO-OP Network ATMs Nationwide