Mission Fed Preferred Platinum Mastercard®

  • No Annual Fee
  • 0% Introductory APR for 12 months on purchases and balance transfers posted within the first 90 days of a new Mission Fed Preferred Platinum Mastercard Credit Card Account opening. After that, standard APRs at 9.90% - 16.90% for purchases and 11.90% - 17.90% for balance transfers.*

Check Our Low Rates

Credit Card Agreement

Instant Card issue

We know that it can be frustrating when you have to replace your credit card. That is why we do our part in making the replacement process as easy and efficient as possible. Convenient instant issue of a new or replacement card is available at any Mission Fed branch.


Contactless for quick, easy and secure checkout

Mission Fed Credit Cards with the contactless symbol allow you to tap-to-pay for a fast, no-touch and secure checkout.

Convenient access, local assistance

Check your credit card account from anywhere using Mobile or Online Banking. Whether you’re at home or on-the-go, you can stay up-to-date on account activity, including purchases and current balance, as well as pay your bill. You’re always welcome to talk to a Mission Fed representative for personalized assistance—we’re right here in San Diego.

Preferred Platinum Rewards Credit Card available

One of the main reasons a cardholder will choose a platinum card is for membership rewards, benefits, or perks offered by credit card companies. If you are looking for a Platinum Credit Card with Rewards, learn more about the Mission Fed Preferred Platinum Rewards Mastercard Credit Card. From cash back to gift cards and a variety of other options, Mission Fed has a great list of rewards for its platinum credit card members in San Diego.

Mastercard Benefits

Platinum Credit Card Benefits

Feature Benefits
Zero Liability You pay only for purchases you have authorized on your card. Conditions and exceptions apply. See www.Mastercard.us/zero-liability.html for details.
Mastercard Global Service® Provides 24/7 customer service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance, as well as assistance with locating ATMs and help with account-related questions.
Enhanced ID Theft Protection One-bureau credit monitoring, high-risk transaction monitoring and alerts and white-glove restoration service. Certain terms may apply.
Priceless Cities® Exclusive offers just for Mastercard cardholders. Check www.priceless.com.
Year-End Summary Statements A year-end summary statement available within two months of the end of each calendar year.
Automatic Billing Updater Mastercard’s free service automatically updates your credit and debit card information under certain conditions when you have card-on-file or recurring payments set up with participating merchants. For more information visit missionfed.com/ABU.

*Subject to credit approval; terms and conditions apply. Offer is available for new Credit Cards. Balance transfers to pay any Mission Fed accounts are not permitted. Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open 12 months. APRs are current as of 8/3/20. For balance transfers to qualify for the 0% introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center. Electronic balance transfers do not qualify. The balance transfer and cash advance fee is 2% of the amount of each item ($2 minimum). The foreign transaction fee is 1% of the amount of each transaction in U.S. Dollars. Maximum $20,000 in balance transfers per member. Programs are subject to change without notice.

Mastercard, Mastercard Global Service, Priceless Cities and the Mastercard Brand Mark are registered trademarks of Mastercard International Inc.

With the Mission Fed Preferrred Platinum Credit Card, you can be confident that you have a card that benefits you, whether you’re staying in San Diego or headed out of town. With no annual fee and all of the advantages that come with a Platinum Mastercard, this Preferred Platinum Credit Card will be your favorite card. Find out more about Preferred Platinum Credit Card benefits, then apply for a Credit Card today.

More Products & Services

Lowest Intro Rate with 20,000 Bonus Points

Give yourself the credit—and benefits—you deserve. Open a Mission Fed Credit Card.

Give yourself the credit—and benefits—you deserve. Open a Mission Fed Credit Card and enjoy low rates, Mission Rewards and a multitude of Mastercard® benefits.

Earn a $200 Cash Reward

No annual fee and all the advantages that come with a Preferred Platinum Rewards Mastercard.

Get a Mission Fed Rewards Credit Card now and earn 20,000 bonus Rewards points - redeemable for $200.


Mission Fed’s EasySave Program is a simple and fast way to build your savings each time you make a...

At Mission Fed, building your savings is simple with our EasySave Program. Sign up today and each non-ATM Mission Fed Debit Card transaction amount will be rounded up to the nearest dollar and the difference will be deposited to your savings account.

Tap to Pay for a Fast, Easy and Secure Checkout

Tap to Pay for a Fast, Easy and Secure Checkout

Tap to Pay for a Fast, Easy and Secure Checkout

Branch/ATM Locator

Search for Mission Fed Branches and ATMs, or 30,000 CO-OP Network ATMs Nationwide