Mission Money Advantage
Mission Money Advantage
Empower Your Team and Your Business
Thank you for your Mission Fed membership. At Mission Fed, we believe in supporting financial wellness for both your employees and your business. Our Mission Money Advantage program enriches your benefits package through exclusive offers, loan discounts, and financial wellness resources — all at no cost to you. To get started, your employees can apply online or you can complete the contact form below with Promo Code “BD25” and we’ll reach out to you.
Supporting Employees’ Financial Journeys
When your employees are ready to take the next step, we’re here to support them with:
- Up to $200 Welcome Bonus: Employees can receive up to $200 when they join Mission Fed.
- $100 Welcome Bonus
- $50 Bonus when they add a Savings, Money Market or Certificate account
- $50 Bonus when they set up direct deposit
- Exclusive Loan Discounts: Including a competitive 5.99% HELOC rate and a 0.25% discount on Auto Loans.
- Comprehensive Banking Solutions:
- Checking & Spending Accounts for easy, everyday banking.
- Savings & Certificates offering competitive rates to help build toward goals.
- Credit Cards with low rates and valuable perks.
- Loans for All Occasions including Auto, Home, and Personal Loans.
- Investment & Retirement Services with personalized financial planning.
- Insurance Options to protect everything from auto and home to personal and pet insurance.
Financial Wellness for Your Team, Strength for Your Business
Interactive Financial Wellness Workshops
Choose from in-person, online, or hybrid financial wellness workshops tailored to your employees’ needs. Topics include debt management, credit building, home buying, and more, helping employees build confidence in their financial decisions.
Personal Finance Reviews
Our financial experts offer one-on-one reviews, providing guidance on everything from budgeting to planning for major life events. These sessions help ease financial stress so your team can stay focused and energized.
On-Demand Financial Education
Through interactive, self-guided financial modules, employees can access essential financial resources anytime. From managing expenses to planning for retirement, these tools empower them to take control of their financial future at their own pace.
Small Businesses
Helping Teams Thrive
When your employees feel financially secure, they can focus on growing with you. Our Mission Money Advantage program delivers flexible financial wellness resources to fit the unique needs of your teams.
School Systems
Financial Wellness for San Diego Educators
Empower your school community with financial wellness resources tailored for teachers and staff. From debt management to retirement planning, we support your team in managing their finances so they can focus on inspiring the next generation.
Non-Profits
Supporting Those Who Serve
Nonprofit employees give so much to our community—now it’s our turn to support them. Our program offers tailored financial support to reduce stress and help your team make confident financial decisions — so they can continue doing the work they love, with peace of mind.
Benefits of Membership
When your employees join Mission Fed, they unlock a range of exclusive benefits:
Competitive Rates: Savings and loan rates designed to grow their money.
24/7 Access: Online and mobile tools for anytime, anywhere account management.
Exclusive Member Perks: Access to tailored products, financial resources, retirement planning, and more.
Fee-Free ATMs Nationwide: Over 30,000 ATMs for easy access.
Personalized Support: Friendly assistance through phone, email, chat, or at our 30+ San Diego branches.
Community Impact: With over $1 million donated annually to local nonprofits, membership helps strengthen our San Diego community.
Frequently Asked Questions
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What is the Mission Money Advantage program?
Mission Money Advantage is a no-cost financial wellness program typically available for businesses with 25+ employees. In appreciation for your membership, we’re extending this offer to Mission Fed business members, no matter your team’s size. It’s designed to support your team’s financial health with exclusive offers, loan discounts, financial workshops, one-on-one consultations, and online education resources.
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Why join Mission Fed?
Mission Fed isn’t just another bank—we’re a partner committed to your business and our San Diego community. As a not-for-profit, member-owned credit union, we offer low-cost banking and financial wellness solutions designed to make an impact. Every year, we reinvest over $1 million in local nonprofits, strengthening the community we share. When you join Mission Fed, you’re choosing a partner that’s invested in your success and in making San Diego a better place for everyone.
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How does Mission Money Advantage benefit my employees?
Mission Money Advantage is a no-cost program that enhances your benefits package by providing exclusive offers, loan discounts, and financial wellness resources.
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How are the financial wellness workshops conducted?
Workshops can be hosted onsite, online, or in a hybrid format to fit your team’s schedule. We cover dozens of topics, including budgeting, debt management, and retirement planning and work with you to tailor the content to your team’s needs.
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Is there a cost to participate in the Mission Money Advantage program?
No, Mission Money Advantage is offered at no additional cost to San Diego Businesses . It’s one of the many benefits of partnering with Mission Fed.
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How does Mission Fed help San Diego businesses?
We provide tailored financial solutions to meet the needs of businesses right here in San Diego. Our business banking services include:
- Low-Cost Checking Accounts to simplify daily operations.
- Flexible Business Loans to fund growth and expansion.
- Merchant Services to streamline payment processing.
- Mission Money Advantage, which supports your employees with financial wellness resources and boosts team productivity.
By partnering with Mission Fed, you’re joining a community-focused partner dedicated to helping local businesses grow while making a positive impact on San Diego.
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How do I open an account?
Simply apply online here or get in touch with our Business Development team to walk you through the details. (Use Promo Code “BD25”)
Get in Touch
Connect with us to get more information or schedule a free financial workshop for your team.
Earn More. Stress Less
At Mission Fed, we’re here to make managing your business finances easier, so you can focus on what matters most—growing your business. Whether you’re launching a new venture, growing your existing business, or managing the day-to-day operations, our business banking solutions are designed for every stage of your business’s growth.
Our Commitment to San Diego
As a local, not-for-profit, member-owned credit union, Mission Fed is deeply invested in the San Diego community. Each year, we proudly give back over $1 million in donations to local non-profits, supporting causes that make a difference in the lives of our neighbors.
Federally insured by NCUA
Must meet membership and account criteria. Loans and accounts subject to approval; restrictions apply. May not be combined with other promotional offers. Offers are nontransferable and valid only for the employees of the business named on postcard mailer. Programs, rates, terms, conditions and services are subject to change without notice. The value of bonus(es) may constitute taxable income. To the extent required by law, Mission Fed may withhold tax or other amounts from the payment. Please consult tax advisor. Account(s) must be open and in good standing to receive the bonus(es).
SPENDING OR CHECKING: Mention this offer and open account with Promo Code “BD25” from November 1 through December 31, 2025. New member must be 18 or older, the primary signer, and cannot be a signer on a Mission Fed account within the last 12 months. Minimum opening deposit: $5 for Breeze Spending Account, Easy Checking Account or Smart Checking Account. $500 minimum balance required to earn 0.03% Annual Percentage Yield on Smart Checking as of August 1, 2025; withdrawals and fees could reduce earnings. Must have a minimum of five (5) eligible member-initiated transactions posted to the account within 90 days of account opening. Eligible transactions: ACH, cash, or check deposits and withdrawals; debit card purchases; online or mobile banking transfers; and bill payments. Upon satisfaction, applicable bonus will be deposited to the new Spending or Checking account on the 91st day of account opening.
$50 SAVINGS, MONEY MARKET, CERTIFICATE ACCOUNT BONUS: To qualify for bonus offer, new member must open a Mission Fed Savings, Money Market or Certificate with at least the minimum opening deposit. Offer good from November 1 through December 31, 2025. One (1) $50 bonus per member. $50 bonus will be credited approximately 91 days from the date the account is funded.
$50 DIRECT DEPOSIT BONUS: One $50 direct deposit bonus per member when the first $500 minimum monthly payroll Direct Deposit is received within 90 days of account opening. Direct Deposit must be new to Mission Fed, not re-directed from an existing Mission Fed account. Bonus will be paid approximately 91 days after account opening if all above requirements are met.
AUTO RATE DISCOUNT: Application must be received within 90 days from Checking Account opening. Not applicable on our lowest published rate. Valid on models 4 years old and newer. Other restrictions may apply.
MORTGAGE DISCOUNT: Available on First Trust Deed Mortgages when applied for within 90 days of Checking or Spending Account opening. Not applicable on “No Closing Cost” loan products. Other restrictions may apply.
INTRODUCTORY 10/15 HELOC: Must apply by December 31, 2025. 25-year term (10-year draw, 15-year repayment). Fixed intro rate is for the first 12 months from loan opening date. After that, rate is variable and may adjust monthly after account opening. Maximum credit line of $300,000. Floor rate is 3.99%. Maximum APR is 15.99%.