Mission Money
Mission Money
Empower Your Team and Your Business
At Mission Fed, we believe in supporting financial wellness for both your employees and your business. Our Mission Money program enriches your benefits package through exclusive offers, loan discounts, and financial wellness resources —all at no cost to you. Plus, as a Mission Fed business member, you’ll enjoy solutions tailored to help your business thrive.
Supporting Employees’ Financial Journeys
When your employees are ready to take the next step, we’re here to support them with:
- $100 Welcome Bonus: Employees can receive a $100 Welcome Bonus when they open a Checking or Spending Account.
- Exclusive Loan Discounts: Including a competitive 5.99% HELOC rate and a 0.25% discount on Auto Loans.
- Comprehensive Banking Solutions:
- Checking & Spending Accounts for easy, everyday banking.
- Savings & Certificates offering competitive rates to help build toward goals.
- Credit Cards with low rates and valuable perks.
- Loans for All Occasions including Auto, Home, and Personal Loans.
- Investment & Retirement Services with personalized financial planning.
- Insurance Options to protect everything from auto and home to personal and pet insurance.
Financial Wellness for Your Team, Strength for Your Business
Interactive Financial Wellness Workshops
Choose from in-person, online, or hybrid financial wellness workshops tailored to your employees’ needs. Topics include debt management, credit building, home buying, and more, helping employees build confidence in their financial decisions.
Personal Finance Reviews
Our financial experts offer one-on-one reviews, providing guidance on everything from budgeting to planning for major life events. These sessions help ease financial stress so your team can stay focused and energized.
On-Demand Financial Education
Through interactive, self-guided financial modules, employees can access essential financial resources anytime. From managing expenses to planning for retirement, these tools empower them to take control of their financial future at their own pace.
Small Businesses
Helping Teams Thrive
When your employees feel financially secure, they can focus on growing with you. Our Mission Money program delivers flexible financial wellness resources to fit the unique needs of your teams.
School Systems
Financial Wellness for San Diego Educators
Empower your school community with financial wellness resources tailored for teachers and staff. From debt management to retirement planning, we support your team in managing their finances so they can focus on inspiring the next generation.
Non-Profits
Supporting Those Who Serve
Nonprofit employees give so much to our community—now it’s our turn to support them. Our program offers tailored financial support to reduce stress and help your team make confident financial decisions —so they can continue doing the work they love, with peace of mind.
Benefits of Membership
When your employees join Mission Fed, they unlock a range of exclusive benefits:
Competitive Rates: Savings and loan rates designed to grow their money.
24/7 Access: Online and mobile tools for anytime, anywhere account management.
Exclusive Member Perks: Access to tailored products, financial resources, retirement planning, and more.
Fee-Free ATMs Nationwide: Over 30,000 ATMs for easy access.
Personalized Support: Friendly assistance through phone, email, chat, or at our 30+ San Diego branches.
Community Impact: With over $1 million donated annually to local nonprofits, membership helps strengthen our San Diego community.
Frequently Asked Questions
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What is the Mission Money program?
Mission Money is a no-cost financial wellness program for businesses with 25 employees or less. It’s designed to support your team’s financial health with exclusive offers, loan discounts, financial workshops, one-on-one consultations, and online education resources.
Have more than 25 employees? We’ve got tailored programs and offers for you, too. Let’s connect to find the best fit.
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Why join Mission Fed?
Mission Fed isn’t just another bank—we’re a partner committed to your business and our San Diego community. As a not-for-profit, member-owned credit union, we offer low-cost banking and financial wellness solutions designed to make an impact. Every year, we reinvest over $1 million in local nonprofits, strengthening the community we share. When you join Mission Fed, you’re choosing a partner that’s invested in your success and in making San Diego a better place for everyone.
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How does Mission Money benefit my employees?
Mission Money is a no-cost program that enhances your benefits package by providing exclusive offers, loan discounts, and financial wellness resources.
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How are the financial wellness workshops conducted?
Workshops can be hosted onsite, online, or in a hybrid format to fit your team’s schedule. We cover dozens of topics, including budgeting, debt management, and retirement planning and work with you to tailor the content to your team’s needs.
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What topics are covered in the one-on-one personal finance reviews?
Our experts conduct a comprehensive financial review and provide tailored guidance on a wide range of topics, including money management, housing, debt, credit scores, and savings strategies.
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How does Mission Fed help San Diego businesses?
We provide tailored financial solutions to meet the needs of businesses right here in San Diego. Our business banking services include:
- Low-Cost Checking Accounts to simplify daily operations.
- Flexible Business Loans to fund growth and expansion.
- Merchant Services to streamline payment processing.
- Mission Money, which supports your employees with financial wellness resources and boosts team productivity.
By partnering with Mission Fed, you’re joining a community-focused partner dedicated to helping local businesses grow while making a positive impact on San Diego.
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How do I open an account?
Getting started with Mission Fed is simple. Call us at 800.500.6328, stop by one of our 30+ San Diego branches, or schedule an appointment online—we’ll help you find the right account to meet your goals.
Want to unlock Mission Money benefits for your business and employees? Get in touch with our Business Development team to walk you through the details.
Get in Touch
Connect with us to get more information or schedule a free financial workshop for your team.
Earn More. Stress Less
At Mission Fed, we’re here to make managing your business finances easier, so you can focus on what matters most—growing your business. Whether you’re launching a new venture, growing your existing business, or managing the day-to-day operations, our business banking solutions are designed for every stage of your business’s growth.
Our Commitment to San Diego
As a local, not-for-profit, member-owned credit union, Mission Fed is deeply invested in the San Diego community. Each year, we proudly give back over $1 million in donations to local non-profits, supporting causes that make a difference in the lives of our neighbors.
Must meet membership and account criteria. Loans and accounts subject to approval; restrictions apply. May not be combined with other promotional offers. Offers are nontransferable and valid only with this ad. Programs, rates, terms, conditions and services are subject to change without notice. The value of bonus(es) may constitute taxable income to you. To the extent required by law, Mission Fed may withhold tax or other amounts from the payment. Please consult your tax advisor. Account(s) must be open and in good standing to receive the bonu(es).
SPENDING OR CHECKING: Mention this offer and open account by December 31, 2026. New member must be 18 or older, the primary signer, and cannot be a signer on a Mission Fed account within the last 12 months. Minimum opening deposit: $5 for Breeze Spending Account, Easy Checking Account or Smart Checking Account. $500 minimum balance required to earn 0.03% Annual Percentage Yield on Smart Checking as of 1/1/2026; withdrawals and fees could reduce earnings. Must have a minimum of five (5) eligible member-initiated transactions posted to the account within 90 days of account opening. Eligible transactions: ACH, cash, or check deposits and withdrawals; debit card purchases; online or mobile banking transfers; and bill payments. Upon satisfaction, applicable bonus will be deposited to the new Spending or Checking account on the 91st day of account opening.
SPECIAL RATE SAVINGS: APY = Annual Percentage Yield. Minimum opening deposit of $1,000. Rate subject to change without prior notice. No minimum daily balance requirement or maximum balance cap. Special Rate Savings is not available for IRA accounts. Withdrawals and fees could reduce earnings. Other terms and conditions apply.
$50 SAVINGS, MONEY MARKET, CERTIFICATE ACCOUNT BONUS: To qualify for bonus offer you must open a Mission Fed Savings, Money Market or Certificate with at least the minimum opening deposit. Offer good through 12/31/2026. One (1) $50 bonus per member. $50 bonus will be credited approximately 91 days from the date the account is funded.
$50 DIRECT DEPOSIT BONUS: One $50 direct deposit bonus per member when the first $500 minimum monthly payroll Direct Deposit is received within 90 days of account opening. Direct Deposit must be new to Mission Fed, not re-directed from an existing Mission Fed account. Bonus will be paid approximately 91 days after account opening if all above requirements are met.
AUTO RATE DISCOUNT: Application must be received within 90 days from Checking Account opening. Not applicable on our lowest published rate. Valid on models 4 years old and newer. Other restrictions may apply.
PAYMENT DEFERRAL: Available for qualified members, upon member request. Interest accrues during deferment.
MORTGAGE DISOUNT: Available on First Trust Deed Mortgages when applied for within 90 days of Checking or Spending Account opening. Not applicable on “No Closing Cost” loan products. Other restrictions may apply.
INTRODUCTORY 10/15 HELOC: Must apply by 12/31/2026. 25-year term (10 year draw, 15 year repayment). Fixed intro rate is for the first 12 months from loan opening date. After that, rate is variable and may adjust monthly after account opening. Maximum credit line of $300,000. Floor rate is 3.99%. Maximum APR is 15.99%.