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San Diego Car Insurance Coverage

helps protect your auto investment

At Mission Fed, you'll find auto related products giving you protection for your vehicle at a very affordable price. Best of all, they're provided by top-tier insurance companies we've specially selected to give you high-quality products, service and pricing.

Get auto insurance coverage with our GAP and MBP programs

described below. And for full details on all the products offered through Mission Fed, visit any Branch or give us a call at 800.500.6328.

Guaranteed Asset Protection (GAP) Advantage

If your car is stolen and deemed unrecoverable, or totaled beyond repair, your regular auto insurance will only cover the current market value of your car. But what if your loan balance is higher than the market value? That's where GAP comes in, paying off your additional loan balance as well as covering your insurance deductible up to $1000. Better still, GAP pays an additional $1000 toward the down payment on a new car if you finance your new loan with Mission Fed within 90 days of collecting your claim. With its very low cost, GAP is the perfect complement to your standard auto insurance.

Mechanical Breakdown Protection (MBP)

Mechanical Breakdown Protection gives you flexibility with your premium, covers repairs at all licensed repair facilities and provides a host of additional coverages to protect you on the road.

Choose from 4 coverage options:

  • Standard - engine, factory turbo/super charger, transmission,
    transfer case, drive axles
  • Classic - everything covered in Standard, plus steering, brakes,
    electrical, air conditioner, suspension
  • Elite - everything covered in Standard and Classic, plus fuel delivery,
    cooling, enhanced electrical
  • Premier - everything covered in the above three options, plus factory
    installed luxury package, interior and exterior appointments, additional components


 

All options provide reimbursement for towing/roadside service, a rental car, lodging, locksmith, and tire repair (conditions apply, ask for specific details). And it's so affordable, you'll wonder why you ever drove without it.

Auto liability and collision

Of course we offer standard auto insurance too, at the competitive rates you'd expect from your credit union. Get a quote on your vehicle today. And while you're at it, ask about insurance on recreational vehicles too.

Stop by any Mission Fed Branch or call us at 800.500.6328. We'll be happy to help you with all of your insurance needs.

Purchase of GAP Advantage is voluntary and will not affect your application or the terms and conditions of your loan. The insurance offered is not insured by the NCUA nor guaranteed by Mission Fed. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP Advantage. The GAP Advantage Waiver is underwritten by American National Insurance Company. Additional terms, conditions and limitations may apply. Please refer to individual product brochures for additional information.

Purchase of Mechanical Breakdown Protection is voluntary and will not affect your application or the terms and conditions of your loan. The insurance offered is not insured by the NCUA nor guaranteed by Mission Fed. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under your Mechanical Breakdown Protection plan. Mechanical Breakdown Protection is offered through Autoland and underwritten by Financial American Prosperity and Casualty Insurance Company. Additional terms, conditions and limitations may apply. Please refer to individual product brochures for additional information.

Purchase of Auto Liability & Collision Insurance is voluntary and will not affect your application or the terms and conditions of your loan. The insurance offered is not insured by the NCUA nor guaranteed by Mission Fed. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Auto Liability & Collision Insurance. Auto and Home program offered by CUNA Mutual and underwritten by Liberty Mutual Insurance Company and affiliates. Coverages, features, savings and benefits may vary by state and may not be available in all states. Additional terms, conditions and limitations may apply. Please refer to individual product brochures for additional information.