Guaranteed Asset Protection (GAP) Advantage

Photo of closeup of car's tire. If your car is deemed a total loss because it’s stolen and not recovered, or totaled beyond repair, your regular auto insurance will only cover the Actual Cash Value (ACV) of your car. But what if your remaining loan balance is higher than the ACV?

That's where GAP Advantage comes in

GAP Advantage will pay off your remaining loan balance and cover your insurance deductible up to $1,000 in most cases. Better yet, GAP Advantage pays an additional $1,000 toward the down payment on a replacement vehicle if you finance your new loan with Mission Fed within 90 days of insurance claim being paid. It’s affordable, it's the perfect complement to your standard auto insurance and this

GAP Insurance is available through Mission Fed in San Diego


GAP Advantage is available to members with vehicles financed with Mission Fed. Members must elect the GAP Advantage Waiver within 60 days of loan inception. Other restrictions, limitations and conditions may apply. The GAP Advantage Waiver is underwritten by American National Insurance Company.

For more information please stop by one of our branch locations. Or,

call today for your GAP Insurance quote

at 858.524.2850 or 800.500.6328.

* Guaranteed Asset Protection is considered insurance coverage in some states.

Purchase of GAP Advantage is voluntary and will not affect your application or the terms and conditions of your loan. The insurance offered is not insured by the NCUA nor guaranteed by Mission Fed. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP Advantage. The GAP Advantage Waiver is underwritten by American National Insurance Company. Additional terms, conditions and limitations may apply. Please refer to individual product brochures for additional information.