San Diego Home Loans and Mortgages

Visit Mission Fed for Home Loans and Mortgage Loans in San Diego

—we’re happy to help. Buying a new home is probably the most important purchase you’ll ever make. Because of that, people like to take their time and research everything they can—not only about the home they want to buy, but also the area it’s located in, school district, and current market trends in the real estate industry. Naturally, all of that information can be a little overwhelming for anyone not familiar with home loans, so it’s important to work with someone you trust.
At Mission Federal Credit Union, we understand how important it is to match the members with the right

Home Loans and Mortgage Loans in San Diego

. That’s why we have made it a top priority to give each and every member the personalized attention they deserve when looking for a Home Loan.

Here are just a few of the options Mission Fed provides for our Home Loans and Mortgages:

  • Fast and easy online application with an answer in minutes
  • Competitive fixed and adjustable rate mortgages (ARMs)
  • Refinance and cash out loans
  • Low down payment loans
  • First-time homebuyer programs
  • Options tailored to best suit your budget and goals

Mission Fed offers many different types of Home Loans that are tailored to our members’ individual needs. Whether you plan on buying or refinancing a home anywhere in California, Mission Fed has a wealth of options available to help determine which loan program is right for you—with no pre-payment penalties!

Come to Mission Fed for your personalized Home Loan and Mortgage options today!

Mission Fed First Mortgage Loans

Whether you’re buying or refinancing a home anywhere in California, we have loan options and will help you determine the right program for you—with no pre-payment penalties. We also service all of our Home Loans ourselves, right here in San Diego.

Avoid unnecessary fees and broker markups by financing with us—check out our fee schedule and see how we compare. Our loan experts can assist with your application, answer any questions you may have and help you understand the process.

Program Options

  • Competitive fixed and adjustable rates (ARMs)
  • Low Down Payments
  • Purchase loans
  • Refinance and cash out loans
  • Jumbo loan amounts up to $2.5 million; LTV up to 95%
  • Terms up to 30 years available
  • First-time homebuyer programs
  • Investment properties up to four units

Home Equity Loans and HELOCs

Enjoy access to funds for virtually any project: remodeling, upgrading for energy-efficiency, debt consolidation, or even tuition. Find out more about our Home Equity Loans and Home Equity Lines of Credit (HELOCs).

Multi-family properties and Commercial Real Estate

Mission Fed also offers loans for the purchase or refinance of Multi-family and Commercial Real Estate properties located in Southern California1. To learn more, go to our Commercial Real Estate page.

When the housing market went into free-fall we sought refinancing, like every other reasonable home owner with a mortgage. The BIG guys, who held our mortgage—to whom we had proven our dependability over many years--avoided us like the plague. MFCU not only treated us with courtesy, they also got us what remains one of the lowest rates available. -Richard M.

Learn More About Home Loans with These Great Blog Posts!

First-time homebuyers need Mission Fed: Ready to transition from being a home renter to homeowner? 1st VP Real Estate Originations Vince Nowicki offers five steps on how to buy a house, and why a Mission Fed Home Loan is an important part of your home buying journey.

We’ll Help Guide You on Your Home Buying Journey: In addition to offering Home and Mortgage Loans, Mission Fed provides an infographic that can serve as your Step-by-Step Guide to Buying Your First Home.

Mission Fed Loan Options: An Infographic Mission Fed doesn’t just offer San Diego Home Loans. Find out all of your Mission Fed Loan Options by looking at this infographic. And remember, with Mission Fed, your success is our bottom line, including informing you about great loans with low rates.

A great service experience includes sharing the disclosure.

  1. Borrowers must be members of Mission Fed. Your business is eligible for Mission Fed membership if is located within San Diego County.

Rates and terms will vary based on collateral and credit. Programs, rates, terms, conditions and services are subject to change without notice. All accounts and loans are subject to approval. 4/16