San Diego Home Equity Loan

A Mission Fed Home Equity Loan with low loan rates

can really come in handy for large purchases, remodeling, tuition, consolidating debt or many other uses. When you know the amount you need to borrow, and prefer a fixed rate over a variable rate, a Home Equity Loan might be a good alternative to a Home Equity Line of Credit.


  • Secure, fixed rate for the life of the loan
  • Borrow up to 125% of your home’s value
  • No closing costs or annual fee
  • Interest may be tax deductible (consult your tax advisor)
  • Fast online application, or apply by phone or in the branch and get pre-qualified

Apply in the branch

Choose the time and place that’s convenient for you with our easy online reservation system.

Handle large purchases or big projects the smart way

A fixed-rate Home Equity Loan may be a good option to pay for major purchases, like RVs and boats, or to fund projects like kitchen remodels, room additions or college tuition. Lower rates and longer terms mean lower payments.

Recycle expensive plastic

Home Equity Loans can also be a great tool for debt consolidation, such as high-rate credit cards from other financial institutions. By turning revolving debt into one loan with a low, fixed payment, and a better rate, you can set the date you’ll have it paid off.

Enjoy local service

We can help you decide if a Home Equity Loan or a HELOC is a better choice for you. You’ll get a loan decision and ongoing service from Mission Fed right here in San Diego.

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Rates, terms, conditions and services subject to change. Loans subject to credit approval. Second Trust Deed loans available only for your owner occupied, primary residence in San Diego County, California. The annual percentage rate and minimum payment vary. At the end of the loan term, a balloon payment is due on any unpaid loan balance. If your 2nd mortgage is paid off and closed in less than three (3) years from the funding date, you will be required to reimburse us $500.00 for fees and costs paid on your behalf. Consult a tax advisor regarding the deductibility of interest.