Credit Cards
Get a Credit Card in San Diego with Mission Fed. Whether you need a Credit Card in San Diego, or wherever you go,

apply for a Credit Card

today to enjoy these and other great benefits:
  • Low or no annual fee.
  • Our free Mission Rewards program, where qualified purchases will earn you rewards points. Enjoy a wide variety of options, including cash back, gift cards, airline tickets, hotel reservations, merchandise, local sports and theatre tickets, donation to a local school, and much more.
  • Great MasterCard® benefits in addition to our own Mission Rewards.
  • Free Mission Rewards program.
  • No balance transfer fee for the first two billing cycles.
  • Easy and secure payments using Apple Pay, Samsung Pay and Android Pay.

Apply in the branch

Choose the time and place that's convenient for you with our easy online reservation system.

ID Theft Alerts™

MasterCard ID Theft Alerts is a free service that alerts Mission Fed cardholders when personal information is being bought or sold online. Once you register for the service, you simply enter the personal information you want monitored, such as your Credit or Debit Card, social security number, driver license and other personal information, and you will be notified if the information is ever listed on the dark web. MasterCard has partnered with CSID, an industry leader in identity protection and fraud detection solutions, to help keep your information safe. Sign up today at

The ID Theft Alerts service is just one benefit of MasterCard ID Theft Protection™:

Emergency Wallet Replacement will help to replace your cards and documents if they are lost or stolen. For assistance, please call 1.800.MasterCard.

Expert Resolution Services are available 24/7 when your identity has been stolen. A certified specialist will guide you through the process. For assistance day or night, call 1.800.MasterCard.

Those are just some of the great benefits available to our members who are approved for one of our Mission Fed Credit Cards. With a choice of Platinum and Classic Credit Cards, we’ll help you get the card that best fits your needs. Both cards offer low, competitive rates and great benefits, such as Zero Liability, Price Protection, and more.

Our Platinum Credit Card rates start as low as 9.90% APR with no annual fee. They also come with all the advantages a Platinum MasterCard has to offer, making them great Credit Cards for San Diegans ready to starting building a better financial future. And, you can use the card anywhere MasterCard is accepted around the world.

So, why wait?

Compare our Credit Union Credit Cards

and apply now!

I have been trying to build my credit for a long time, but nobody would give me a chance to start. Then I got a phone call from a lovely representative who helped me through the process of getting my first Credit Card! Thank you for helping me take the next step in building my life!-Melanie S.

Learn More About Credit Cards with These Great Blog Posts!

What you should know before deciding which Credit Card is for you: So many credit cards are on the market, but Mission Fed VP Card Services and ATM Management Brenda Link provides a list of things to consider when selecting the credit card that’s right for you. Don’t forget to consider your friendly Mission Federal Credit Union, where your success is our bottom line. Apply for a Mission Fed Credit Card online today!

How to cultivate a good credit score: Having a credit union credit card means you may not have to deal with high interest rates or hidden annual fees, but that doesn’t mean you should relax about missing a payment. Paying your bills on time is one way to cultivate a good credit score, which you need when applying for other loans. Read more to find out four other steps you can take to help increase your credit score.

Three cheers for Chip Cards (and five reasons they’re great!) Mission Fed now offers Chip Cards to our members. What are the benefits of an EMV credit card? Find out by reading this blog and learn more about the new Mission Fed Chip Credit Cards!

We want you to have the details, so please read this, too. Purchase APRs range from 9.90% APR to 17.90% APR. Cash advance and balance transfer APRs range from 11.90% to 17.90%. APRs as of 9/14/14. The cash advance and balance transfer fee is 2% of the amount of each item ($2.00 min.) Balance transfer fee waiver during first two billing cycles may not be combined with other Credit Card promotions. The foreign transaction fee is 1% of the amount of each transaction in U.S. dollars. All loans are subject to approval. Programs, rates, terms, conditions and services are subject to change without notice. Please visit or any branch for complete details on the Mission Rewards program, including qualified purchases, exemptions, cash back restrictions, local rules and terms and conditions. You pay only for purchases you have authorized on your card. 9/15

ID Theft Alerts are limited to cardholders with a US issued card. Additional terms and conditions apply. ID Theft Protection and ID Theft Alerts are registered trademarks of MasterCard International, Inc.