Mission Federal Credit Union Rancho Bernardo

Bank with Mission Fed, Visit our Rancho Bernardo Credit Union

Mission Fed is proud to serve customers looking for a Rancho Bernardo Credit Union Branch.



  • Monday to Friday: 9:00AM - 5:00PM
  • Saturday: 9:00AM - 1:00PM
  • Sunday: Closed

View Holiday Schedule


Ready to visit us?

Make an appointment to reserve a time and day that works best for your schedule.


Come visit Mission Fed in Rancho Bernardo for a Loan, Credit Card and more!

  • From I-15:
    • Take the Rancho Bernardo Road, East turnoff.
    • Turn left onto Bernardo Center Drive and turn left into the Mercado Shopping Center.
    • Located next to FedEx Office (Formerly Kinko's).

…you can be very proud of the individuals who handled our [Home] Loan refinance . . . keep up the good work. M & K, La Mesa

Do you have a Rancho Bernardo bank? Have you considered a credit union? Come visit our Mission Fed Rancho Bernardo branch! We’ve been located here, in the northern hills of the city of San Diego, since 2004. Our Rancho Bernardo branch is in the Mercado Shopping Center, where you’ll also find FedEx and Barons Market. That means you can visit us and get your other errands done — all in one trip! We’re ready to help you with your financial needs. If you’re looking for an Auto Loan and Home Loan, or want a new Checking or Savings Account, our Mission Federal Credit Union has the right products and services for you.

Whether you work or live in Rancho Bernardo, be sure to stop by and speak with our friendly employees who are excited to help you reach your financial goals and milestones. At Mission Fed, your financial wellbeing is our number one priority. Whether you are looking to open a savings account or want to learn more about our loans, our team offers a variety of financial products and services to help you get to where you want to be. At our Rancho Bernardo Credit Union Branch, we offer many financial services, including a walk-up fee-free CO-OP ATM outside the branch. If you need an Easy Checking Account, free with eStatements, Savings Account, Retirement Account, Auto Loan, Credit Card, Home Loan or another financial service, visit Mission Federal Credit Union’s Rancho Bernardo Branch. We’re open Monday - Friday 9am - 5pm, and Saturday 9am - 1pm. Stop by and see us or make an appointment! To learn more about our other branch locations and financial services talk to one of our helpful employees today.

Why Choose Mission Fed - Mission Fed in a Minute

Learn more about Mission Fed

Welcome to our Rancho Bernardo Credit Union Branch. For your everyday banking needs, choose our Rancho Bernardo credit union where people come before profit. This has been our focus at Mission Federal Credit Union since our inception in 1961 as a credit union for members of the educational community. Since then, we’ve opened our doors to all San Diegans and have continued to stay true to our roots by giving back to the educational community, nonprofits and our membership.

At Mission Fed, we believe in the importance of education and community support. We participate in and sponsor a number of local programs for people who live, work and go to school in San Diego County. Our Mission 2 $AVE program helps students open Savings Accounts to teach them about saving money responsibly. We also have our Mission for Our Schools and Mission for Nonprofits programs where we donate $25 to a local school or approved nonprofit of your choice when you mention the program name while opening a new Checking Account. And, you’re also rewarded with $25 just for participating!

While we love giving back and taking part in the success of our community, your success is our bottom line. We are happy to help our members achieve their financial goals. Taking part in your financial milestones, which we call “Mission Fed Moments,” is our pleasure. Whether you’re interested in Rancho Bernardo Home Loans or exploring Auto Loans for your next vehicle, we’re here to help you with what you need to achieve your own Mission Fed Moment.

When you’re looking for a credit union in Rancho Bernardo, remember that Mission Fed is right in your neighborhood with great service and competitive rates on loans. No matter where you are in San Diego, we’re probably nearby with 33 branch locations around the county. Come visit us and let us answer any questions you may have about how a Rancho Bernardo credit union can benefit you. All San Diegans are welcome!