As the largest locally based financial institution exclusively serving San Diego County, we take pride in providing our members financial services to help them reach their goals—and financial education to help them make money-wise decisions along the way. The Live Smart Bank Smart Blog provides information on a variety of topics that will help you learn more about financial services, money management, and our community. Check back each week to learn something new! At Mission Fed, your success is our bottom line, and that includes providing information to help our members live smart—and bank smart.

Man holding a debit card and mobile phone.

Debit Card vs. Credit Card: What is the Difference?

September 27
So, what exactly is the difference between those thin, plastic rectangles in your wallet? Read on to find out from the experts at our San Diego credit union!
Most people today own both a debit card and a credit card, but many are confused about what the difference is between the two. It’s a common source of confusion, since the cards look identical and have similar uses. So, what exactly is the difference between those thin, plastic rectangles in your wallet? Read on to find out from the experts at our San Diego credit union!
Woman checkingher credit score online.

5 Easy Ways to Improve Your Credit Score Fast

September 20
If you have never been tasked with improving your credit; the idea can seem daunting, but really, it is actually quite easy. You probably just never learned how! Schools might still prefer to teach you the Pythagorean Theorem over managing and maintaining a good credit score, but here at Mission Fed, we will teach you how.
If you have never been tasked with improving your credit; the idea can seem daunting, but really, it is actually quite easy. You probably just never learned how! Schools might still prefer to teach you the Pythagorean Theorem over managing and maintaining a good credit score, but here at Mission Fed, we will teach you how.
Man holding the keys to his new SUV.

What Is an Annual Percentage Rate?

September 13
Knowing what an APR is, how it can affect your ability to take out loans, and how to find the best APR are three factors worth considering if you are planning to invest money for a home or car.
Knowing what an APR is, how it can affect your ability to take out loans, and how to find the best APR are three factors worth considering if you are planning to invest money for a home or car.
Mother and son sitting in a jet ordering from a menu.

What Are Credit Card Reward Programs?

September 6
Credit unions and banks reward customers for using their credit cards by offering any number of redeemable gifts, including: airline tickets, cash back, and tickets to sold-out shows.
Credit unions and banks reward customers for using their credit cards by offering any number of redeemable gifts, including: airline tickets, cash back, and tickets to sold-out shows.
Couple sitting on top of a mountain enjoying the view.

What is a Platinum Credit Card?

August 30
If you are considering opening a credit line, you should aim for one that fits your needs. Mission Fed’s platinum credit card offers the best in terms of interest rates and with no annual fee!
If you are considering opening a credit line, you should aim for one that fits your needs. Mission Fed’s platinum credit card offers the best in terms of interest rates and with no annual fee!

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