Requirements to Join a Credit Union
There is a very attractive alternative to big banks: credit unions. Want to know if you qualify? Read ahead to learn more about how to open a credit union account.
Tips on How to Open a Credit Union Account: A Step-by-Step Guide
This alternative is the credit union. If you want to enjoy the perks of a credit union account, you’re in the right place. This guide will teach you what to look for in a credit union, how to find one near you, obtain membership, and open your account.
Tips on What to Look for in a Credit Union
Tired of long queues, being put on hold, and overall poor customer service? Those are just a few reasons why so many are shifting their patronage from traditional banks to credit unions. As not-for-profit cooperatives, credit unions centralize around quality member experience, community needs, and better rates.
What is a Federal Credit Union
A federal credit union (FCU) is a credit union that is chartered under the Federal Credit Union Act and governed by the National Credit Union Association (NCUA). The NCUA is a federal agency that was created in response to the Federal Credit Union Act of 1934.
How Much Dividends Do Savings Accounts Earn?
There are many ways you can use your money to reach your financial goals. However, some require sacrificing the liquidity of your money. For example, if you invest in real estate, you may be able to earn money down the line, but that money will no longer be in a liquid (read: available) state. If you need it for your emergency fund, you’ll be out of luck.
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