As the largest locally based financial institution exclusively serving San Diego County, we take pride in providing our members financial services to help them reach their goals—and financial education to help them make money-wise decisions along the way. The Live Smart Bank Smart Blog provides information on a variety of topics that will help you learn more about financial services, money management, and our community. Check back each week to learn something new! At Mission Fed, your success is our bottom line, and that includes providing information to help our members live smart—and bank smart.

Man becoming a member at Mission Fed.

Requirements to Join a Credit Union

January 10
There is a very attractive alternative to big banks: credit unions. Want to know if you qualify? Read ahead to learn more about how to open a credit union account.
There is a very attractive alternative to big banks: credit unions. Want to know if you qualify? Read ahead to learn more about how to open a credit union account.
Woman opening a Mission Fed account.

Tips on How to Open a Credit Union Account: A Step-by-Step Guide

January 3
This alternative is the credit union. If you want to enjoy the perks of a credit union account, you’re in the right place. This guide will teach you what to look for in a credit union, how to find one near you, obtain membership, and open your account.
This alternative is the credit union. If you want to enjoy the perks of a credit union account, you’re in the right place. This guide will teach you what to look for in a credit union, how to find one near you, obtain membership, and open your account.
People enjoying a picnic in a park.

Tips on What to Look for in a Credit Union

December 27
Tired of long queues, being put on hold, and overall poor customer service? Those are just a few reasons why so many are shifting their patronage from traditional banks to credit unions. As not-for-profit cooperatives, credit unions centralize around quality member experience, community needs, and better rates.
Tired of long queues, being put on hold, and overall poor customer service? Those are just a few reasons why so many are shifting their patronage from traditional banks to credit unions. As not-for-profit cooperatives, credit unions centralize around quality member experience, community needs, and better rates.
Couple reviewing their finances on the laptop.

What is a Federal Credit Union

December 20
A federal credit union (FCU) is a credit union that is chartered under the Federal Credit Union Act and governed by the National Credit Union Association (NCUA). The NCUA is a federal agency that was created in response to the Federal Credit Union Act of 1934.
A federal credit union (FCU) is a credit union that is chartered under the Federal Credit Union Act and governed by the National Credit Union Association (NCUA). The NCUA is a federal agency that was created in response to the Federal Credit Union Act of 1934.
Couple reviewing their finances on their laptop computer.

How Much Dividends Do Savings Accounts Earn?

December 13
There are many ways you can use your money to reach your financial goals. However, some require sacrificing the liquidity of your money. For example, if you invest in real estate, you may be able to earn money down the line, but that money will no longer be in a liquid (read: available) state. If you need it for your emergency fund, you’ll be out of luck.
There are many ways you can use your money to reach your financial goals. However, some require sacrificing the liquidity of your money. For example, if you invest in real estate, you may be able to earn money down the line, but that money will no longer be in a liquid (read: available) state. If you need it for your emergency fund, you’ll be out of luck.

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