We'll Help Guide You on Your Home Buying Journey

May 22, 2015 | Vince Nowicki

We'll Help Guide You on Your Home Buying Journey

Step-by-Step Guide to Buying Your 1st home

If you’re reading this blog, chances are you’re thinking about buying a home. By now, you’ve spent some quality time online absorbing all the internet has to offer a potential home buyer. There are websites offering everything from simple advice, to checklists, to virtual tours of homes on the market. I probably don’t have to tell you that the local inventory of homes for sale is not keeping up with demand, mortgage rates are at the lowest they’ve been in history and rent payments are continually on the rise. This odd combination of economic factors presents new and interesting challenges for a prospective homebuyer.

We like to say, “You have a bank, but you need Mission Fed.” This statement is more relevant when we talk about the home buying process. Mission Fed offers more than a cool website, low rates and flexible terms. Our mortgage professionals present “First-Time Homebuyer Seminars” at our branches, we host “Realtor Days” where you can meet and ask questions of a local Realtor, and our 27 branches are staffed with talented consultants ready to help you through the entire process.

The internet is a no-pressure, fun place to get started on your journey toward home ownership. But when it’s time to get serious, it’s time to talk to real people. Your Mission Fed representative will help pre-qualify you for a home loan, make sure your budget is ready for home ownership, put you in touch with a trusted real estate salesperson and guide you through every step of the process. Mission Fed can make the path to owning a home of your own smoother, less stressful, budget friendly and, dare I say, fun!

Here’s a step-by-step guide to buying your first home:

Click the infographic below to view the enlarged version.

Banks vs Credit Unions

We look forward to hearing from you!

Picture of Vince Nowicki

Vince Nowicki

Vince Nowicki is 1st VP, Real Estate Operations & Servicing at Mission Federal Credit Union. He has over 20 years of experience in the mortgage industry, including numerous aspects of the business from loan origination, both retail and wholesale, to secondary marketing and bulk loan acquisitions.

More Blog Posts

Home Loans, Simplified

Finding the right home and home loan for you can feel overwhelming, so make sure you’re informed...

If you’re looking for the right home and home loan, Mission Fed can help. Our tailored Home Loans can help you purchase a home and stay within your budget. Our trusted partner, HomeAdvantage®, can make the process even simpler by offering a one-stop-shop for...

Why Mission Fed is Perfect for San Diego College Students

If you’re a college student and wondering where to bank, look for a financial institution that...

If you’re a college student and wondering where to bank, look for a financial institution that offers Free Checking with eStatements, no or low fees, tools to help you manage your money, enhanced Mobile and Online Banking features, Branches and ATMs nearby and more....

Tips on How to Keep Your Identity Safe

photo of a credit card and padlock

Do you know how identity thieves gain access to your information? Learn how you can use your...

Identity thieves impersonate their victims by using personal information such as Social Security Numbers and account numbers to either open new accounts in their victims’ names or to gain access to existing accounts and steal money. Read more to find out how you can protect...

Believe in Mission Fed

Photo of a happy couple who believe in Mission Fed

We mean it when we say that your success is our bottom line. We’ve put our members first since 1961...

We mean it when we say that your success is our bottom line. We’ve put our members first since 1961, and are proud to offer knowledgeable service and ethical practices to over 200,000 members. We believe in our members, and our members believe in the benefits and...

Branch/ATM Locator

Search for Mission Fed Branches and ATMs, or 30,000 CO-OP Network ATMs Nationwide