Banking/Personal Finance

In 2018, credit union technology allows you to access cash in exciting new ways. Person-to-person payments are becoming more and more popular, while cardless ATM technology is being developed by ATM providers. Want to earn cash on money you’re already spending? Make sure you enroll in your Mission Fed Credit Card in Mission Rewards, where you can earn points and redeem them for cash back, travel, gift cards and more! Learn more about the benefits of banking at a credit union today.
There are a few ways you can improve your credit score. Start with a solid budget to begin repayment and make timely, consistent payments. Keep your spending in check with a secured credit card and a debt-to-credit ratio of 30 percent or less. With a little time and determination, you can rebuild your credit and bring your credit score up, which will help you make larger purchases later.

Some of the best money savings tips have to do with budgeting your money properly. Common mistakes, like not leaving room in your budget for fun or everyday spending, can break your budget and cause unnecessary frustration. Use these budgeting tips to keep track of your spending, save for emergencies and pay off debt. A realistic budget can help set you up for financial success!

Did you know that San Diego and Mission Fed have a lot in common? San Diego produces more avocados than anywhere else in the nation! And just like San Diego rewards its residents with this rich and healthy fruit, Mission Fed thanks its customers with our $1 Million Mission Fed Money Match! As a member, you’re automatically entered to have your Money Matched in one of our daily and monthly drawings. Learn more fun facts now.
Despite the recent popularity, cryptocurrencies have no intrinsic value and currently remain an experimental concept that is not regulated or backed by any central bank worldwide. In less than a year, the popularity and price of Bitcoin and other cryptocurrencies has blown up, forcing large institutions and governments to consider their validity and uses in the finance, business and media spotlight.
The BBB has a longstanding reputation for supporting ethical business practices, and you’ve probably seen the BBB logo on Mission Fed’s website, as well as proudly displayed by other local businesses. The award recognizes Mission Fed for its strong commitment to integrity, customer service and community involvement, and we were delighted to accept it on behalf of our customers.
A great deal of responsibility comes with getting your first credit card, so learn how to use your new credit card properly and keep your credit history on the right track. Keep your credit score looking good by following these first credit card tips.
With the New Year just around the corner, now is the perfect time to start making plans for a financially healthy 2018. A great way to start is by reflecting on the financial successes and challenges you encountered during 2017 and using them to help you have an even better 2018, and beyond.
Math doesn’t need to be your best subject to know a Home or Auto Loan from Mission Fed comes with a great rate plus, knowledgeable and local service and helps make a difference in your local community. Find out more and then make an appointment to reach your next financial goal now.
The holidays can be expensive, but with some smart choices, you can have a lot of fun even on a budget. Try making food and gifts yourself, watch for sales carefully, keep costs down while traveling and take advantage of the free beautiful light displays throughout the County. Stop worrying and start enjoying the season with those you care about the most.

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