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Let's talk about calculations
Almost all of the decisions you make require calculations. Some calculations need research, additional data or a cross comparison against other options or choices. Others might mean examining numbers, like your budget and income, to determine the best result.
At Mission Fed, we can’t help with all of life’s calculations, but we can definitely assist you in finding the right product for your next milestone, like your new car or larger home.
We provide many types of Home Loans, Auto Loans (including Used Car Loans), Credit Cards and Checking and Savings Accounts for you to manage your financial short-term and long-term goals. Whether you’re planning for an immediate need or future purchase, Mission Fed has you covered with our Calculator Tools, so you can use them to choose the right option for you.
Use these tools to help you plan for your next purchase, minimize your debt, or to save an upcoming expense or retirement:
A vehicle is a major purchase with many different options on how you can pay for it. Use the auto calculators to help answer your questions about buying or leasing a car.
- How much will my auto payments be?
- How much car can I afford?
- Should I take a rebate or low-cost financing?
- Should I lease or purchase a car?
- Should I accelerate my auto payments?
Living with debt can be daunting, but managing your debt certainly does not have to be. Use the credit calculators to help you take control of your personal debt.
- Loan Payment Calculator
- How will extra payments affect my loan?
- How long will it take to pay off my credit card(s)?
- How long will it take to pay off my loan?
- Should I consolidate my debts?
Working forever doesn’t sound as good as relaxing, traveling and enjoying those who are most important to you in your golden years. Whether you’re just starting to save for your retirement or realigning your savings plan to your new retirement goals, Mission Fed has the right retirement calculators to help you.
- How much will I need to save for retirement?
- How much will I receive in Social Security?
- How much will inflation affect my retirement?
- I’m retired—how long will my savings last?
- How much can I save with my 401(k)?
- Compare Roth 401(k) and Traditional 401(k) retirement savings plans.
Purchasing your first home or selling your current home and moving up to your next one requires some serious calculations. Use our home calculators to navigate your way through the home-buying process, from mortgages to refinancing and more.
- Mortgage Payment Calculator
- How much home can I afford?
- Comparing mortgages (i.e., 15, 20, 30 year).
- How much of a down payment should I make on my new home?
- Should I refinance my home?
- What is the Loan to Value ratio of my home?
- Should I pay discount points?
- Should I make extra payments on my mortgage?
Once you decide to start saving for purchases, your future or long-term expenses, it’s nice to have an idea of what to expect. Use these savings calculators to help you plan for a secure future.
- How long until I reach my savings goal?
- How much should I save for college?
- How can I save for a big ticket item?
- How do taxes and inflation affect my savings?
- How long will it take to become a millionaire?
- How much will my Certificate (CD or Share Certificate) be worth at maturity?
Calculating your budget, your next loan amount or how to beat your sibling at chess are all important to leading a successful and joyous life. While Mission Fed can’t provide you with a clear-cut answer to become the family chess master, we can give you access to calculator tools to help with your financial goals, or, as we like to call them, Mission Fed Moments. After you use the calculators, visit a branch, go online or call us to make your next move.
The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. Mission Federal Credit Union disclaims any liability for decisions you make based on the information provided. References to any specific commercial products, processes, or services, or the use of any trade, firm, or corporation name in this article by Mission Federal Credit Union is for the information and convenience of its readers and does not constitute endorsement, control or warranty by Mission Federal Credit Union.
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