Home Loans, Simplified

December 7, 2018 | Vince Nowicki

Home Loans, Simplified

Photo of an energy efficient home in San Diego.

When it’s time to look for a new home, you’ll need to find the right house and home loan. Whether you’re a first-time homebuyer or need to sell your current home and purchase your next, Mission Fed can help you get a low rate on a Home Loan and find the house you’ve been dreaming of. Plus, we also offer Home Equity Loans and Home Equity Lines of Credit to help you get solar and other energy-efficient upgrades, create your dream kitchen, redo your outdoor space into an oasis and more. Check out this interactive map to learn about what Mission Fed can offer you.

Your Home Loan Options

Mission Federal Credit Union makes it as easy for you to search for Home Loans and explore the great rates and terms available to you. We offer a variety of Home Loans, from fixed rate and adjustable rate loans to low down payment loans or Jumbo Loans. Let Mission Fed’s knowledgeable employees help you explore the different loans available so you can determine which one fits your needs and your budget. Once you’ve discovered which loan is right for you, you can apply for your Mortgage Loan in a number of convenient ways, including in person, on the phone or with a simple online application. However you choose to apply, we’re ready to help!

Access Your Equity

If you’re looking to remodel, upgrade your home or use your home equity for a large purchase, we can help you choose the right Home Equity Line of Credit (HELOC) or Home Equity Loan for your needs. Use your equity to add solar or energy-efficient features to your home, remodel your bathroom or pay for college tuition. However you plan to use the loan, let us help you decide whether a Home Equity Loan or a HELOC is best for your needs. And the process to apply for a HELOC or Home Equity Loan is just as convenient! You can apply online, visit a branch or give us a call at 800.500.6328

First-Time Homebuyer

If you’re a first-time homebuyer, Mission Fed offers programs to help make the process as clear and simple as possible. Start by figuring out how much you can afford and what neighborhoods interest you. Then, sign up for one of our Mission Fed First-Time Homebuyer Seminars to learn what’s involved in home ownership and what you should know before you search for the right loan and home for you. Learn how to transition from renter to homeowner, and how Mission Fed can help you every step of the way. Next, explore our free Mission Fed Home Loan Guide and make an appointment with a knowledgeable Mission Fed real estate expert to learn about the options available to you.

Find Your Dream Home

Once you know how much home you can afford, let HomeAdvantage® help you search for the home you’ve been dreaming of. With HomeAdvantage, you can find a real estate agent, explore up-to-date online listings with new listing alerts, research neighborhoods and comparable properties, get answers to your questions seven days a week from a dedicated Member Service Team and earn Cash Rewards equal to 20 percent of your HomeAdvantage agent’s commission! Discover all the benefits of HomeAdvantage and save time and money as you search for your home.

We love helping our members achieve their Mission Fed Moments. Whether we’re helping you buy your first house or get the right loan to upgrade your current home, we’re here to assist you along the way. At Mission Fed, your success is our bottom line.

The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. Mission Federal Credit Union disclaims any liability for decisions you make based on the information provided. References to any specific commercial products, processes, or services, or the use of any trade, firm, or corporation name in this article by Mission Federal Credit Union is for the information and convenience of its readers and does not constitute endorsement, control or warranty by Mission Federal Credit Union.

Picture of Vince Nowicki

Vince Nowicki

Vince Nowicki is 1st VP, Real Estate Operations & Servicing at Mission Federal Credit Union. He has over 20 years of experience in the mortgage industry, including numerous aspects of the business from loan origination, both retail and wholesale, to secondary marketing and bulk loan acquisitions.

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