Check Out our 2019 Financial Resolutions Infographic

December 28, 2018 | Dawn Virgilio

We Can Help You Meet Your Financial Resolutions In 2019 infographic.

According to new data from Principal Financial Group® 94 percent of American millennials plan on making financial resolutions in 2019—and we can help!

Check out our 2019 Financial Resolution Infographic and blog to get started before the New Year.

Make a financial plan

Make a financial plan and a budget to help you save money and reach your goals. Start by identifying your monthly expenses including rent, utilities, food, phone, entertainment, savings and bills.

Change your spending habits

Cut down on convenience spending, like buying coffee or lunch out, and put that cash right into your Savings Account instead.

Pay yourself

Designate a specific amount to save from each paycheck, so you’re more likely to stay committed to your savings goals.

Create savings goals

Short-term savings goals can help you save for the holidays or a special trip, while long-term savings goals are excellent for emergency savings, retirement, down payments and more.

Choose the right Savings Account

Any Savings Account you choose should help you build interest; a Money Market Account can offer higher dividends than traditional Savings Accounts.

Term Certificates can help you plan ahead

Use a credit union Certificate to help you plan for short- and long-term financial goals. You’ll benefit from higher dividend rates, and you can ladder your Certificates so they mature in time for your goals.

Commit to paying down debt

Just like committing to saving money each month to build your Savings Account, it’s equally important to designate a certain amount each month to paying down your loan and credit card debt.

Stop by and find out how Mission Fed can help you with your financial resolutions now and throughout 2019.

The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. Mission Federal Credit Union disclaims any liability for decisions you make based on the information provided. References to any specific commercial products, processes, or services, or the use of any trade, firm, or corporation name in this article by Mission Federal Credit Union is for the information and convenience of its readers and does not constitute endorsement, control or warranty by Mission Federal Credit Union.

Dawn Virgilio

Dawn Virgilio

Dawn Virgilio is VP Financial Planning & Analysis at Mission Federal Credit Union. She has enjoyed a long career working for financial institutions, the majority of that time (25 years) dedicated to credit unions. She really likes numbers, especially when they add up and multiply.

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