As the largest locally based financial institution exclusively serving San Diego County, we take pride in providing our members financial services to help them reach their goals—and financial education to help them make money-wise decisions along the way. The Live Smart Bank Smart Blog provides information on a variety of topics that will help you learn more about financial services, money management, and our community. Check back each week to learn something new! At Mission Fed, your success is our bottom line, and that includes providing information to help our members live smart—and bank smart.

Man holding the keys to his new SUV.

What Is an Annual Percentage Rate?

September 13
Knowing what an APR is, how it can affect your ability to take out loans, and how to find the best APR are three factors worth considering if you are planning to invest money for a home or car.
Knowing what an APR is, how it can affect your ability to take out loans, and how to find the best APR are three factors worth considering if you are planning to invest money for a home or car.
Mother and son sitting in a jet ordering from a menu.

What Are Credit Card Reward Programs?

September 6
Credit unions and banks reward customers for using their credit cards by offering any number of redeemable gifts, including: airline tickets, cash back, and tickets to sold-out shows.
Credit unions and banks reward customers for using their credit cards by offering any number of redeemable gifts, including: airline tickets, cash back, and tickets to sold-out shows.
Couple sitting on top of a mountain enjoying the view.

What is a Platinum Credit Card?

August 30
If you are considering opening a credit line, you should aim for one that fits your needs. Mission Fed’s platinum credit card offers the best in terms of interest rates and with no annual fee!
If you are considering opening a credit line, you should aim for one that fits your needs. Mission Fed’s platinum credit card offers the best in terms of interest rates and with no annual fee!
Family at the airport waiting for their flight.

Benefits of Credit Union Credit Cards

August 23
With little to no fees and low interest rates, credit unions provide a new way to think about credit cards. With credit unions, there is no profit incentive, so there are no tricks or traps to keep people in debt. This is just one of the many benefits to credit union credit cards.
With little to no fees and low interest rates, credit unions provide a new way to think about credit cards. With credit unions, there is no profit incentive, so there are no tricks or traps to keep people in debt. This is just one of the many benefits to credit union credit cards.
College student heading to class.

Student Checking Account

August 16
Having a checking account is a crucial step toward financial independence that can help you solve a multitude of money-related issues both on and off campus. Read on for everything you need to know about the importance of having a checking account, and what to look for when choosing the best option for you.
Having a checking account is a crucial step toward financial independence that can help you solve a multitude of money-related issues both on and off campus. Read on for everything you need to know about the importance of having a checking account, and what to look for when choosing the best option for you.

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