Must meet membership and account criteria. All loans subject to credit approval. Programs, rate, terms and conditions subject to change without notice. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. Maximum credit card loan per member is $50,000. Maximum total unsecured loan limit per member is $100,000. Terms and conditions apply. Mobile and data rates apply when using mobile banking.
Premier World Mastercard: Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for 12 months The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). There is no foreign transaction fee.
Preferred Platinum Mastercard and Preferred Platinum Rewards Mastercard: Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for 12 months. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars.
- No annual fees apply to any Mission Fed credit cards. No foreign transaction fees apply to the Mission Fed Premier World Mastercard. Other fees may apply; refer to the consumer fee schedule.
- 25,000 Bonus Points: Offer is available for new Premier World Mastercard Credit Cards only. Must apply by 3/31/26 and have $2,000 in net purchases within the first 90 days. Qualifying transactions exclude in-branch cash advances, traveler’s check purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. 25,000 rewards points ($250 cash value) will be credited approximately 120 days after account opening. Account must be in good standing to receive bonus.
- Introductory APR: Introductory offer is available for new Credit Cards only. Balance transfers to pay any Mission Fed accounts are not permitted. For balance transfers to qualify for the 0% introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center to a third-party creditor. Electronic balance transfers do not qualify. Maximum $20,000 in balance transfers per member, subject to your cards limit and available balance. Restrictions apply.
- 15,000 Bonus Points: Offer is available for new Preferred Platinum Rewards Credit Cards only. Must apply by 3/31/26 and have $1,500 in net purchases within the first 90 days. Qualifying transactions exclude in-branch cash advances, traveler’s check purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. 15,000 rewards points ($150 cash value) will be credited approximately 120 days after account opening. Account must be in good standing to receive bonus.
- $150 Cash Bonus: Offer is available for new Preferred Platinum Mastercard Credit Cards only. Must apply by 3/31/26 and have $1,500 in net purchases within the first 90 days. Qualifying transactions exclude in-branch cash advances, traveler’s check purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. Account must be in good standing to receive bonus.
- Mastercard Zero Liability program applies to unauthorized transactions. Cardholder must notify Mission Fed promptly of any unauthorized use. Conditions and exceptions apply.
See additional details for full points calculation and other important information here:
Mission Rewards Program for the Premier World Mastercard
Mission Rewards Program for the Preferred Platinum Rewards Mastercard
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