30-Year Fixed, 0 Points
Rates as low as
A big decision—simplified
- Loan amounts up to $2.5 million
- LTV up to 95%
- No pre-payment penalty
A new home is a big deal—let us help. All San Diegans are welcome!
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Jumbo loans still need small print! APR = Annual Percentage Rate. In San Diego County, a mortgage is considered a Jumbo Loan if the loan amount is greater than $417,000. On a 30-year loan of $625,000 with a fixed rate of 4.000%, the APR is 4.039% with 360 monthly payments of $2,984. Payments do not include amounts for taxes and insurance, including Private Mortgage Insurance, which is required for loans over 80% LTV. Your actual payment will be greater. For loan amounts with an LTV of 90% or greater, an escrow account for the payment of taxes and insurance will be required. Example assumes (unless otherwise noted): closing costs are paid out of pocket; no cash out at closing; and credit score is 720 or greater. Certain restrictions apply. Programs, rates, terms, conditions and services are subject to change without notice and may vary based on credit qualifications and collateral. Visit a branch or call us for details. 6/14