b'A Year of Growth, Impact, and InnovationDelivering More for Our MembersAt Mission Fed, we believe great financial tools should meet you where you are and help you get where youre going. In 2024, we introduced new tools, enhanced services, and personalized support to help you get more from your moneyevery day.Personalized Support. Real Financial Progress. 20,000 Personalized Member ConsultationsWe worked one-on-one with over 20,000 members to connect them with financial solutions that fit their goals, their budget, and their lives. $1.9 Million in Down Payment GrantsWe helped more members step into homeownershipwith meaningful financial support through down payment assistance programs. SavvyMoney Credit AssistanceMore than 44,000 members used SavvyMoney to tracktheir credit, set up alerts, and get personalized tips to improve their financial health. Financial Advisors with Raymond James Financial Services*Our trusted Raymond James financial advisors helped simplify the process of planning for the future and guided memberstoward smart investment decisions. Personalized Retirement Tools with Retirement SimplifiedThrough our partnership withSilvur, members gained free access to Retirement Simplified, with tools to answer key questions to make retirement planning easier.Smarter Banking. More Possibilities. Quick-Switch Direct DepositMove your direct deposit in just a few taps. Enhanced Mobile & Online ExperienceDriving a 4.9/5 Apple App Store rating with continuous upgrades for a better, smoother experience. Mobile Check Deposit for Business AccountsMaking business banking easier with fast,secure deposits from anywhere. New Digital Member ID CardForget your account number? No problem. Our new digital ID makes in-branch visits faster and easier. Instant Issue Card UpgradeLost or damaged card? Walk into any branch and get one onthe spot.Stronger Security. Greater Peace of Mind. Strong, Stable, and Financially SoundWith a 5-star rating for financial strength from BauerFinancial and a solid capital ratio, Mission Fed remains committed to maintaining the highest standards for safety, soundness, and member protection. Strong Internal & External Audit ResultsYear after year, were committed to transparency, accountability, and doing whats right for our members.*Securities offered through Raymond James Financial Services, Inc. member FINRA/SIPC, and are not insured by credit union insurance, the NCUA or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. Mission Federal Credit Union is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc.'