b'Mission Feds Supervisory Committee is comprised of volunteer members appointed by the Board of Directors. The Committee has oversight responsibility for the credit unions financial reporting process, internal controls, and process for monitoring compliance with laws and regulations. In carrying out its duties, the Committee oversees and reviews the audit activity completed by the internal audit team and external auditors.In 2024, the Committee engaged with a certified public accounting firm to perform an opinion audit on the credit unions financial statements as required by National Credit Union Administration (NCUA) regulation. In fulfilling our oversight responsibilities, we discussed the financial statements in the Annual Report with management, including a discussion of the quality of the accounting practices; the reasonableness of significant judgments; and the clarity of disclosures in the financial statements.Mission Fed also undergoes an extensive oversight process by NCUA regulators, external auditors, and the internal audit team. Based on the results of the annual examination conducted by the NCUA and overall results from the various audits completed in 2024, it is the opinion of the Supervisory Committee that Mission Fed continues to be well managed, with sound internal controls to safeguard our members assets. The credit unions commitment to maintaining strong financial reserves, adhering to sound business practices and demonstrating dedicated leadership enables us to manage changes in the economic and regulatory environment, while preserving a healthy financial position. On behalf of the Supervisory Committee, we extend our gratitude to the Board of Directors, management, and staff for their continued support, diligence, and dedication to serving our members.Respectfully submitted,Tina DouglasTina Douglas Dr. Lupe Buell Laura JoshChair, Supervisory Board Member Committee MemberCommittee'