b'Serving San Diegans for Over 60 YearsJust when we thought the world would settle down, 2022 presented us with yet another dynamic andunpredictable year. Despite the new set of challenges, Mission Fed excelled by creating financial knowledge and value for our member-owners, our dedicated staff and the broader San Diego community. Our services, including lending, savings, investment, retirement and insurance solutions, are all directed at enhancing our members well-being.For over 60 years, Mission Fed has been serving generations of San Diegans by remaining safe, sound, and secure. In tumultuous times, our members can rely on Mission Fed to maintain industry leading capital and loan reserves, and an overall conservative management philosophy focused on the long-term. Another strength is the diversity of our member and deposit base, reflecting the almost 300,000 members we serve throughout the County.Weve consistently received strong independent audit results, and have been recognized as a Forbes Best-In-State credit union and Top Workplace in both San Diego County and the nation. In addition, we received the highest rating of five stars from BauerFinancial, Inc., the nations premier bank and credit union rating firm. Ultimately, this philosophy reflects our mission to serve San Diegans financial needs well, both now and in the future.Our VisionSAFEOur Mission We are the premier financialOur ValuesEarning trust, investing in ourpartner, widely recognized byIntegrity. Service.memberships success, andmembers, employees, and theCommitment. Teamwork.caring for our community. community for improving livesTrust. Communication. and providing a superiorbanking experience.2'