As your credit union, we’re committed to caring for all aspects of your fiscal fitness, present and future. So in addition to handling your day-to-day financial necessities, Mission Federal Credit Union has partnered with CUSO Financial Services, L.P. (CFS) to make non-deposit investment products and services available to Mission Fed members. They’ve assembled a group of experienced financial advisors to provide you with complete investment services, beneficial insurance products and top-notch advice.†
Please feel free to call the Investment Center at 858.546.2278 or 800.286.9006.
Check the background of the investment professionals associated with this site on FINRA’s BrokerCheck.
North County Coastal710 Carlsbad Village Dr.
Carlsbad, CA 92008
Carlsbad, Carmel Valley, Clairemont, Encinitas, Linda Vista, Solana Beach
State registrations: CA, CO, NC
CA Ins Lic #0H87766
Terry uses his knowledge of investment products and financial markets to help his clients learn more about their options. He has over 7 years of experience in the financial industry, of which 5 are as an investment representative. At Charles Schwab, he served as a Retirement Services Specialist, assisting his clients with recommendations whether they were planning for retirement or looking for supplemental income during retirement. Terry’s understanding of financial planning, enhanced by his research and organizational skills, helps him review and discuss investment objectives with his clients, whether they are building their career, expanding their family or enjoying their retirement.
Terry holds a BA in Political Science from the University of California San Diego. In his free time, he gives back to the community as an assistant Scout Master with Boy Scouts of America.
North County Inland1500 E. Valley Parkway
Escondido, CA 92027
Escondido, Little Italy, Mission Hills, Mission Valley, San Marcos
State registrations: AZ, CA, FL, GA, KY, MA, NM, OR, TX, UT
CA Ins Lic #0B42873
Carlos began his investment career in 1993, and continues to get great satisfaction from teaching his clients about financial products so that they leave the meeting with a better understanding than they came in with. He has an extensive background in retirement planning, both on individual and corporate levels. Carlos is well versed in IRAs, 401(k)s, 403(b)s, Defined Benefit Plans and Pensions. He also specializes in the area of college planning. He is knowledgeable about the many uses of life insurance, including their use in Estate, Retirement and Business Planning. Carlos will provide you with the information, knowledge and guidance to help make a brighter financial future for you and your family. Carlos is bilingual and can also assist in providing investment advice to our Spanish speaking members.
Carlos graduated from Cal Poly Pomona where he majored in Finance. He enjoys spending his free time with his family and participating in obstacle course racing.
North County985 Civic Center Dr. Suite 106
Vista, CA 92083
Oceanside, Vista, Eastlake, Imperial Beach, National City, Telegraph Canyon, Terra Nova
Brendan has over 20 years in the financial services industry. In his career, Brendan has developed a well rounded approach with a background in banking, marketing, sales, management, operations, auditing/compliance, insurance, and investments. He has been Securities and Investment Advisory registered for 14 years and his primary goal is to help and educate families and small business owners in the community to simplify the complexity of financial strategies. Brendan enjoys helping families understand the importance of planning a monthly cash flow schedule, preparing for life events, and protecting their legacy for the future. Brendan has been a public speaker for multiple schools and networking organizations, providing financial education for teachers, students, and business owners.
Born and raised in a small town in Sonoma County, Brendan moved to North San Diego County in 2002 and now calls San Marcos home. He believes a strong community is built within, and has volunteered for numerous organizations to help promote athletics, teamwork, education, and health. He enjoys spending time with his wife and two kids, playing kickball, hiking, and listening to the local bands in the park.
Central/North East County13465 Poway Rd.
Poway, CA 92064
Carmel Mountain, Mira Mesa, Mira Mesa West, Poway, Rancho Bernardo, Scripps Ranch
Alan has more than 17 years of investment and financial planning experience. Before joining CUSO Financial Services, he held advisor positions at Capital Investment Advisors, Tax & Financial Group, and SchoolsFirst FCU. When it comes to financial planning, Alan values getting to know each client personally to better understand their needs and to ensure the proper plans are in place to meet their goals. He is committed to educating his clients of their investment options and best practices for a solid financial future. He also has extensive knowledge of retirement and pension plans.
Alan earned a bachelor’s degree in Applied Mathematics from California State University, Fullerton. He is FINRA registered to provide securities and holds California Life and Disability licenses. In his spare time, he enjoys spending time with his family, hiking, and camping.
East County5500 Grossmont Center Dr Ste 113
La Mesa, CA 91942-3070
College Grove, El Cajon, La Mesa, Rancho San Diego, San Carlos, Santee
Bobby Koba, CFP®, ChFC®, CLU®
State registration: CA
CA Ins Lic #0E98984
Bobby serves Mission Fed members with over 12 years of experience in financial advising and is a designated Certified Financial Planner (CFP), Charted Financial Consultant (ChFC) and Chartered Life Underwriter (CLU). He truly enjoys working with members to determine their financial needs and match them with great products.
He earned his degree in Business Marketing from California State University Northridge. He played baseball at the collegiate and minor league level, and enjoys golfing and competing in triathlons. In his downtime, he enjoys camping and going to the beach with his family.
† Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Mission Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.