Rates

Rates

If you’re looking for

competitive rates on a Mortgage

Loan, Auto Loan, Credit Card, Checking Account or Savings Account in San Diego, you’ve come to the right place. And rates are just the beginning of the benefits you can take advantage of at Mission Fed.

Take a look at our great rates and apply today

! And, it’s simple. Just give us a call, visit any of our convenient branch locations, or start your application online.

+Auto Loans

Mission Fed Bottom Line Rates Every Day

APRs as low as Terms in Months Model Year Est. Monthly Payment/ $1,000
2.99% Up to 36 2014 and newer $29.08 (at 36 months)
3.19% 37-42 2014 and newer $25.50 (at 42 months)
3.49% 43-48 2014 and newer $22.36 (at 48 months)
3.59% 49-60 2014 and newer $18.24 (at 60 months)
3.69% 61-66 2014 and newer $16.77 (at 66 months)
3.89% 67-72 2014 and newer $15.60 (at 72 months)

Other Options For Lower Payments

APRs as low as Terms in Months Model Year Est. Monthly Payments/ $1,000
4.59% 73-78 2014 and newer $14.86 (at 78 months)
5.29% 79-84 2014 and newer $14.28 (at 84 months)

+Credit Cards

Product APRs as low as
Introductory Rate on Purchases and Balance TransfersOn select Credit Cards 0% Intro Rate
Preferred Platinum Credit Card 9.90%
Platinum Credit Card 11.90%
Classic Credit Card 15.90%
Classic Credit Card Share Secured 16.90%
Mission Choice Credit Card 17.90%

Switch to a Credit Card with a low rate and more benefits.

Calculator Learn More

Credit Card Rates & Disclosures

Consumer Fee Schedule

+Home Loans

Mission Fed Mortgage Rates

Product Rate Points APRs as low as
30 Year Fixed 4.875% 0.125% 4.983%
30 Year Fixed Jumbo 4.625% 0.000% 4.672%
5/5 ARM 3.625% 0.000% 4.622%
3/1 ARM 3.375% 0.000% 4.759%
7/1 ARM 4.000% 0.000% 4.629%

Mission Fed Home Equity Loan Rates

Product Rate Fees APRs as low as
HELOCSee Details 2.99% $0 2.99% Intro Rate
Interest Only HELOC 4.75% $0 4.75%
Fixed Rate 2nd TD 10 Year 6.000% $750 6.257%
Fixed Rate 2nd TD 15 Year 6.000% $750 6.181%
Fixed Rate 2nd TD 30 Year due in 15 6.000% $750 6.131%

Count on Mission Fed for competitive rates and local service.

Calculator Learn More

Daily Mortgage Rates & Disclosures

+Smart Checking

Minimum Balance Dividend Rate APY
$500 - $9,999 0.05% 0.05%

Manage your daily transactions with easy access to your account.

Calculator Learn More

Dividend Rates & Disclosures

+Savings and Money Market

Minimum Balance Dividend Rate APY
Savings Account (any balance) 0.10% 0.10%
Money Market ($2,500 - $49,999) 0.15% 0.15%

Make saving easy with your choice of accounts.

Calculator Learn More

Dividend Rates & Disclosures

+Certificates

Balance Term Dividend Rate APY
Promo $2,000 - $1,000,000See Details 30 months 2.96% 3.00%
Promo $2,000 - $1,000,000See Details 14 months 2.23% 2.25%
$2,000 - $9,999 1 year 0.60% 0.60%
$10,000 - $99,999 2 years 1.00% 1.00%
$10,000 - $99,999 3 years 1.34% 1.35%

Earn higher dividends and get to your goals faster.

Calculator Learn More

Dividend Rates & Disclosures

+Retirement Accounts

Minimum Balance Dividend Rate APY
Traditional and SEP IRAs 0.10% 0.10%
Roth IRA 0.10% 0.10%

Save for your retirement in a variety of ways.

Calculator Learn More

Dividend Rates & Disclosures

Your success is our bottom line, so we want you to have all the details. APR=Annual Percentage Rate and may vary based on credit qualifications. Programs, rates, terms, conditions and services are subject to change without notice and may vary based on individual credit qualifications and collateral. APY=Annual Percentage Yield. Programs, rates, terms, conditions and services are subject to change without notice.


More Documents

Other Loan Rates

Business Dividend Rates

Business Account Fee Schedule

MFCU does what others fail to do—work for us. The customer.-Len L.

Branch/ATM Locator

Search for Mission Fed Branches and ATMs, or 30,000 CO-OP Network ATMs Nationwide