Rates
If you’re looking for
competitive credit union rates on a Mortgage
Loan, Auto Loan, Credit Card, Checking Account or Savings Account in San Diego, you’ve come to the right place. And rates are just the beginning of the benefits you can take advantage of at Mission Fed.Take a look at our great rates and apply today
! And, it’s simple. Just give us a call, visit any of our convenient branch locations, or start your application online.+Auto Loans
Mission Fed Bottom Line Rates Every Day
| APRs as low as | Terms in Months | Model Year | Est. Monthly Payment/ $1,000 |
|---|---|---|---|
| 2.99% | Up to 36 | 2015 and newer | $29.08 (at 36 months) |
| 3.19% | 37-42 | 2015 and newer | $25.20 (at 42 months) |
| 3.49% | 43-48 | 2015 and newer | $22.36 (at 48 months) |
| 3.59% | 49-60 | 2015 and newer | $18.24 (at 60 months) |
| 3.69% | 61-66 | 2015 and newer | $16.77 (at 66 months) |
| 3.89% | 67-72 | 2015 and newer | $15.60 (at 72 months) |
Other Options For Lower Payments
| APRs as low as | Terms in Months | Model Year | Est. Monthly Payments/ $1,000 |
|---|---|---|---|
| 4.59% | 73-78 | 2015 and newer | $14.86 (at 78 months) |
| 5.29% | 79-84 | 2015 and newer | $14.28 (at 84 months) |
+Credit Cards
| Product | APRs as low as |
|---|---|
| Introductory Rate on Purchases and Balance TransfersOn select Credit Cards | 0% Intro Rate |
| Preferred Platinum Credit Card | 9.90% |
| Platinum Credit Card | 11.90% |
| Classic Credit Card | 15.90% |
| Classic Credit Card Share Secured | 16.90% |
| Mission Choice Credit Card | 17.90% |
+Home Loans
Mission Fed Mortgage Rates
| Product | Rate | Points | APRs as low as |
|---|---|---|---|
| 30 Year Fixed | 4.500% | -0.125% | 4.594% |
| 30 Year Fixed Jumbo | 4.375% | 0.000% | 4.421% |
| 5/5 ARM | 3.125% | 0.000% | 4.359% |
| 3/1 ARM | 3.250% | 0.000% | 4.628% |
| 7/1 ARM | 3.500% | 0.000% | 4.325% |
Mission Fed Home Equity Loan Rates
| Product | Rate | Fees | APRs as low as |
|---|---|---|---|
| HELOCSee Details | 2.99% | $0 | 2.99% Intro Rate |
| Interest Only HELOC | 5.250% | $0 | 5.250% |
| Fixed Rate 2nd TD 10 Year | 5.375% | $750 | 5.625% |
| Fixed Rate 2nd TD 15 Year | 5.500% | $750 | 5.677% |
| Fixed Rate 2nd TD 30 Year due in 15 | 5.500% | $750 | 5.627% |
+Smart Checking
| Minimum Balance | Dividend Rate | APY |
|---|---|---|
| $500 - $9,999 | 0.05% | 0.05% |
+Savings and Money Market
| Minimum Balance | Dividend Rate | APY |
|---|---|---|
| Savings Account (any balance) | 0.10% | 0.10% |
| Money Market ($2,500 - $49,999) | 0.15% | 0.15% |
+Certificates
| Balance | Term | Dividend Rate | APY |
|---|---|---|---|
| Promo $2,000 - $1,000,000See Details | 30 months | 2.96% | 3.00% |
| Promo $2,000 - $1,000,000See Details | 14 months | 2.23% | 2.25% |
| $2,000 - $9,999 | 1 year | 0.60% | 0.60% |
| $10,000 - $99,999 | 2 years | 1.00% | 1.00% |
| $10,000 - $99,999 | 3 years | 1.34% | 1.35% |
+Retirement Accounts
| Minimum Balance | Dividend Rate | APY |
|---|---|---|
| Traditional and SEP IRAs | 0.10% | 0.10% |
| Roth IRA | 0.10% | 0.10% |
Your success is our bottom line, so we want you to have all the details. APR=Annual Percentage Rate and may vary based on credit qualifications. Programs, rates, terms, conditions and services are subject to change without notice and may vary based on individual credit qualifications and collateral. APY=Annual Percentage Yield. Programs, rates, terms, conditions and services are subject to change without notice.
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MFCU does what others fail to do—work for us. The customer.-Len L.