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Mission Federal Checking Account

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Which checking account is best for you?

Mission Fed offers you a wide variety of checking accounts to meet your every need, and no monthly Debit Card usage fees.

 
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  eChecking Value Checking mPower Checking
Best for

Individuals, age 18+.

Free! Online only, paper-free. Eco-friendly!

Individuals interested in earning dividends, with added features.

New member, age 16 - 17 with parent/guardian as signer. Auto converts to eChecking at age 18. 

Free! Online only, paper-free. Eco-friendly!

Dividend Earnings N/A On balances of $500+
The higher the balance,
the higher the dividends
N/A
Initial Deposit $25 minimum $100 minimum $25 minimum
Monthly Fee* None! Monthly fee waived if account has a direct deposit minimum of $500 or average daily balance of $1,500 + None!

Check Writing

Check Overdraft Protection Available

Yes! Free, unlimited

Yes!

Yes! Free, unlimited

Yes!

Yes! Free, unlimited

Yes!

eDocuments Paperless only! All online Yes Paperless only! All online
Online eBranch & Phone Access Free, 24/7 Free, 24/7 Free, 24/7
Online Bill Pay Yes! Yes! No
CO-OP ATM Unlimited free use, USA & Canada Unlimited free use, USA & Canada Unlimited free use, USA & Canada
Mission Fed ATM Unlimited free use Unlimited free use Unlimited free use
Platinum Debit Card No monthly usage fee No monthly usage fee No monthly usage fee
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*Refer to Fee Schedule

 

After finally getting fed up with the impersonal treatment from the mega-banks, I switched to Mission Federal. It was like coming home. They align with my values. I feel good doing business with Mission Fed. I’m a member for life.-DJ K.

Courtesy Pay Services

Learn more about these convenient services that may cover transactions when there are not adequate funds in your account.

 

Direct Deposits  and Electronic Debits

With Mission Fed Checking, direct deposit and electronic debits are easy to set up.  Request the necessary form from the organization or employer making the direct deposit, or company or employer making the electronic deposit or debit. Be sure to indicate Mission Fed’s routing number (#322281507) and your account on the form you receive.

 

Checking Tools You Can Use:

Checkbook Balancing Form -- Printable form to help you balance your checkbook

Checkbook Balancer -- Easy to use online tool to help you balance your checkbook

Home Budget Analysis -- Learn how to control your budget to determine where your money is going