Lowest Intro Rate with 10,000 Bonus Points

If you’ve been looking at Credit Union Credit Cards, check out ours. Get a Credit Card in San Diego with Mission Fed. Whether you need a Credit Card in San Diego, or wherever you go,

apply for a Credit Union Credit Card

today to enjoy these and other great benefits:

Credit Card Features

  • 0% Introductory APR for 12 months on purchases and balance transfers
  • Standard APRs starting at 9.90% for purchases, and 11.90% for balance transfers
  • 10,000 Bonus Mission Rewards points when you make $1,000 of purchases in the first 90 days
  • Fast online application with a quick response or apply by phone or in the branch

Check Rates

Speak with a Credit Card Specialist

Get all your questions answered and see how easy it is to get started.

Call 800.500.6328
or

0% Introductory APR for 12 months on purchases and balance transfers posted within the first 90 days of a NEW Mission Fed Mastercard Platinum or Preferred Platinum Credit Card Account opening.

After that, your standard APR for Preferred Platinum Credit Cards will be 9.90% for purchases and 11.90% for balance transfers; and for Platinum Credit Cards, 11.90% for purchases and 13.90% for balance transfers. The balance transfer fee is either $2 or 2% of the amount of each transaction, whichever is greater.

Plus 10,000 Bonus Mission Rewards points for those who have at least $1,000 in purchases that post within 90 days of the Credit Card Account opening.

And more benefits

  • Low or no annual fee.
  • Our Mission Rewards program, where qualified purchases will earn you rewards points. Enjoy a wide variety of options, including cash back, gift cards, airline tickets, hotel reservations, merchandise, local sports and theatre tickets and much more.
  • Great Mastercard® benefits such as Zero Liability, Price Protection and Extended Warranty.
  • Easy and secure payments using Apple Pay, Samsung Pay and Google Pay.

How to apply for a Credit Card

Apply for a Credit Union Credit Card and take advantage of low rates and great benefits.

Mission Fed makes it easy for you to apply for a Credit Card on your schedule. Choose from these easy options:

Take a look at these other benefits for our Credit Union Credit Cards.

ID Theft Alerts™

Mastercard ID Theft Alerts is a free service that alerts Mission Fed cardholders when personal information is being bought or sold online. Once you register for the service, you simply enter the personal information you want monitored, such as your Credit or Debit Card, social security number, driver license and other personal information, and you will be notified if the information is ever listed on the dark web. Mastercard has partnered with CSID, an industry leader in identity protection and fraud detection solutions, to help keep your information safe. Sign up today at Mastercard.us/en-us/consumers/features-benefits/id-theft-protection.html.

The ID Theft Alerts service is just one benefit of Mastercard ID Theft Protection™:

Emergency Wallet Replacement will help to replace your cards and documents if they are lost or stolen. For assistance, please call 1.800.Mastercard.

Expert Resolution Services are available 24/7 when your identity has been stolen. A certified specialist will guide you through the process. For assistance day or night, call 1.800.Mastercard.

Those are just some of the great benefits available to our members who are approved for one of our Mission Fed Credit Cards. With a choice of Platinum and Classic Credit Cards, we’ll help you get the San Diego Credit Card that best fits your needs. Both cards offer low, competitive rates and great benefits, such as Zero Liability, Price Protection, Travel Accident Insurance, Extended Warranty, Year-end Summary Statements, Master Rental Insurance, Priceless Cities, Global Emergency Services and more.

Our Platinum Credit Card rates start with low introductory rates with no annual fee. They also come with all the advantages a Platinum Mastercard has to offer, making them great Credit Cards for San Diegans ready to start building a better financial future. And, you can use the card anywhere Mastercard is accepted around the world.

So, why wait?

Compare our Credit Union Credit Cards

and apply now!

I have been trying to build my credit for a long time, but nobody would give me a chance to start. Then I got a phone call from a lovely representative who helped me through the process of getting my first Credit Card! Thank you for helping me take the next step in building my life!-Melanie S.

Why choose Mission Federal Credit Union for a San Diego Credit Card?

You could get a credit card from a traditional bank or credit company, but our credit union Credit Cards offer fantastic local benefits and personalized service. Mission Fed offers credit union Credit Cards with low rates, low fees and reward options when you enroll in Mission Rewards. So how can you get started and apply for one of our San Diego Credit Cards? We make it easy to apply for a Credit Card. If you prefer individualized customer service, you can apply for your Credit Card in the branch with the help of a knowledgeable representative. If you prefer to apply on your own schedule or from the comfort of your home, you can call 800.500.6328 to speak with a representative, or you can apply for credit union Credit Cards online at your convenience. Find out more below about applying for your San Diego Credit Card and how to enroll for Credit Card rewards today. Discover all the benefits of Mission Fed Credit Cards.

Learn More About Credit Cards with These Great Blog Posts!

5 tips you can learn from your first credit card: Your first San Diego credit card can help you in emergencies, help you build a positive credit history, improve your credit score and help you get future lines of credit. Learn more about what Mission Federal Credit Union Credit Cards can do for you, how often to apply for a credit card and how following these five tips can help you use credit wisely. Start building credit with a Mission Fed Credit Card.

Make an action plan to pay off your credit cards—here’s how! Credit union credit cards can make a big difference in your financial life, but you should be prepared to pay off your credit card bills in a timely manner. Before you apply for a credit card, make a plan to set aside money for your credit card payments. Whether you use your Mission Federal Credit Union Credit Cards for shopping, bills or only emergencies, you can enjoy the benefits of Mission Rewards. Your monthly budget should account for paying off your credit card bill quickly. Find out how!

What you should know before deciding which Credit Card is for you: So many credit cards are on the market, but Mission Fed VP Card Services and ATM Management provides a list of things to consider when selecting the credit card that’s right for you. Don’t forget to consider your friendly Mission Federal Credit Union, where your success is our bottom line. Apply for a Mission Fed Credit Card online today!

How to cultivate a good credit score: Having a credit union credit card means you may not have to deal with high interest rates or hidden annual fees, but that doesn’t mean you should relax about missing a payment. Paying your bills on time is one way to cultivate a good credit score, which you need when applying for other loans. Read more to find out four other steps you can take to help increase your credit score.

Three cheers for Chip Cards (and five reasons they’re great!): Mission Fed now offers Chip Cards to our members. What are the benefits and security measures associated with an EMV credit card? Find out by reading this blog and learn more about the new Mission Fed Chip Credit Cards!

Mastercard Benefits Guide

Mastercard Credit Card Cardholder Agreement

Offer is good for new Platinum Credit Cards with Mission Fed. Balance transfers are for non-Mission Fed Credit Cards. Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open 12 months. APRs are current as of 12/1/16. In order for your balance transfer to qualify for the 0% APR promotion, you must conduct the balance transfer by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center. Electronic balance transfers do not qualify. The balance transfer and cash advance fee is 2% of the amount of each item ($2 minimum). The foreign transaction fee is 1% of the amount of each transaction in U.S. Dollars. Maximum $20,000 in balance transfers per member. The 10,000 Mission Rewards points will be awarded one time for the first $1,000 in purchases that post within 90 days of opening the account, and will be credited approximately 120 days after account opening. This offer cannot be combined with other Mission Rewards points promotions. Certain restrictions may apply. All loans are subject to approval. Programs, rates, terms, conditions and services are subject to change without notice. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International, Inc. 2/17

ID Theft Alerts are limited to cardholders with a US issued card. Additional terms and conditions apply. ID Theft Protection and ID Theft Alerts are registered trademarks of Mastercard International, Inc.

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Branch/ATM Locator

Search for Mission Fed Branches and ATMs, or 30,000 CO-OP Network ATMs Nationwide