Take a good look at the benefits of a Mission Fed Classic Credit Card, and you'll see that this is exactly what you need: low rates, no annual fee1, Mission Rewards and all of the advantages that come with a Classic Mastercard®.

Add Mission Rewards to your Classic Card

Your Classic Credit Card offers flexible benefits with Mission Rewards. With every qualified purchase2 you earn points that you can choose to use for cash back, gift cards, airline tickets, hotel reservations, merchandise, local sports and theatre tickets, donations to local schools and many more options and fun activities all year long. To enroll in our Mission Rewards Credit Card program, call us at 858.524.2850 or 800.500.6328, or visit any branch, or send us a secure message within Online Banking.

Credit Card Features

  • Low or no annual fee.
  • Our Mission Rewards program, where qualified purchases will earn you rewards points. Enjoy a wide variety of options, including cash back, gift cards, airline tickets, hotel reservations, merchandise, local sports and theatre tickets and much more.
  • All Mission Fed members are automatically enrolled in our Fraud Text Alert Service which sends a real time text alert to your mobile phone if we detect suspicious transactions. Mission Fed will never call you and ask for your Digital Banking username and/or password, Mission Fed account number, Debit or Credit Card number and PIN, or any other private information.
  • Great Mastercard® benefits such as Zero Liability.
  • Fast online application with a quick response or apply by phone or in the branch

Check Rates

Speak with a Credit Card Representative

Get all your questions answered and see how easy it is to get started.

Call 800.500.6328

Convenient access

Mission Fed Classic Credit CardYour Mission Fed Classic Credit Card works around the world, anywhere that Mastercard is accepted! You can manage your account with Online Banking and Mobile Banking, using your computer or mobile device to check your balance, view your purchases and pay your bill online. We are right here in San Diego, and you can come in to visit any of our branches, where our Mission Fed representatives are happy to provide personalized assistance. All of our branches are equipped to provide instant issue of a new or replacement credit card.

How to Apply

With the Mission Fed Platinum Credit Card, you can be confident that you have a card that benefits you, whether you’re staying in San Diego or headed out of town. With no annual fee and all of the advantages that come with a Platinum Mastercard, this Platinum Credit Card will be your favorite card. Find out more about Platinum Credit Card benefits, then apply for a Credit Card today.

Enhanced ID Theft Protection

Mastercard Enhanced ID Theft Protection includes: One-bureau credit monitoring, high-risk transaction monitoring and alerts and white-glove restoration service. Certain terms may apply. Sign up today at https://mastercardus.idprotectiononline.com/enrollment/embedded.html.

We’re in your digital wallet, too

Mission Fed is happy to offer Apple Pay, Google Pay and Samsung Pay with your Mission Fed Classic Credit Card on supported devices. With these services, you can use your mobile device to safely save your Credit Card information and pay at participating stores in person and online.

Ways to Apply for a Classic Credit Card Today


Apply online right now for a Credit Card. If you’d prefer to apply for a card in person, you can click the “Make an Appointment” link below to use our easy online reservation system to make an appointment at any branch to learn more about our Classic Credit Card and to apply for one.

Apply in the Branch

You can visit us at any of our Mission Fed Branches to apply for a Classic Credit Card.

Classic Credit Card Benefits

Zero Liability You pay only for purchases you have authorized on your card. Conditions and exceptions apply. See www.mastercard.us/zero-liability.html for details.
Mastercard Global Service™ Provides 24/7 customer service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance, as well as assistance with locating ATMs and help with account-related questions.
Priceless® Cities Exclusive offers just for Mastercard cardholders. Check www.priceless.com.
Year-End Summary Statements A year-end summary statement available within two months of the end of each calendar year.
Automatic Billing Updater Mastercard’s free service automatically updates your debit and credit card information under certain conditions when you have card-on-file or recurring payments set up with participating merchants. For more information visit missionfed.com/ABU.

Classic Credit Card Benefit Brochures and Agreements

Mastercard Benefits Guide

Mastercard Credit Card Cardholder Agreement

Additional Classic Credit Card Benefits

Mastercard® SecureCode

Shopping online is easy with your Mission Fed Mastercard. Take advantage of Mastercard SecureCode to shop safer online. Learn more.

Mastercard, MasterAssist and MasterLegal are registered trademarks of Mastercard International Incorporated. Certain terms and conditions apply.

Mastercard Global Service is a trademark of Mastercard International.

  1. Subject to credit approval; terms and conditions apply. The APR is 15.90% for purchases and 17.90% for balance transfers cash advances as of 06/19/20. The balance transfer and cash advance fee is 2% of the amount of each item ($2 minimum). The foreign transaction fee is 1% of the amount of each transaction in U.S. Dollars. Maximum $20,000 in balance transfers per member. Offers are subject to change without notice.
  2. Qualifying purchases exclude cash advances, traveler checks purchases, balance transfers, overdraft protection advances, convenience checks, fees, and ATM transactions. No annual program fee. Cash back will be in the form of a credit to your Mission Rewards credit card account. See Mission Fed’s Terms and Conditions for details.

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