Classic Credit Card

Classic benefits, right in your hand

Take a good look at the benefits of a Mission Fed Classic Credit Card, and you'll see that this is exactly what you need: low rates, no annual fee, free Mission Rewards and all of the advantages that come with a Classic MasterCard®.

Add free Mission Rewards to your Classic Card

Your Classic Credit Card offers flexible benefits with free Mission Rewards. With every qualified purchase* you earn points that you can choose to use for cash back, gift cards, airline tickets, hotel reservations, merchandise, local sports and theatre tickets, donations to local schools and many more options and fun activities all year long. Go to or give us a call at our 24-hour Mission Rewards Customer Service line at 877.262.1578 to enroll today.

Convenient access

Mission Fed Classic Credit CardYour Mission Fed Classic Credit Card works around the world, anywhere that MasterCard is accepted! You can manage your account with Online Banking and Mobile Banking, using your computer or mobile device to check your balance, view your purchases and pay your bill online. We are right here in San Diego, and you can come in to visit any of our branches, where our Mission Fed representatives are happy to provide personalized assistance. All of our branches are equipped to provide instant issue of a new or replacement credit card.

ID Theft Alerts™

MasterCard ID Theft Alerts is a free service that alerts Mission Fed cardholders when personal information is being bought or sold online. Once you register for the service, you simply enter the personal information you want monitored, such as your Credit or Debit Card, social security number, driver license and other personal information, and you will be notified if the information is ever listed on the dark web. MasterCard has partnered with CSID, an industry leader in identity protection and fraud detection solutions, to help keep your information safe. Sign up today at

The ID Theft Alerts service is just one benefit of MasterCard ID Theft Protection™:

Emergency Wallet Replacement will help to replace your cards and documents if they are lost or stolen. For assistance, please call 1.800.MasterCard.

Expert Resolution Services are available 24/7 when your identity has been stolen. A certified specialist will guide you through the process. For assistance day or night, call 1.800.MasterCard.

We’re in your digital wallet, too

Mission Fed is happy to offer Apple Pay and Samsung Pay with your Mission Fed Classic Credit Card on supported devices. With these services, you can use your mobile device to safely save your Credit Card information and pay at participating stores in person and online.

Ways to Apply for a Classic Credit Card Today


Apply online right now for a Credit Card. If you’d prefer to apply for a card in person, you can click the “Make an Appointment” link below to use our easy online reservation system to make an appointment at any branch to learn more about our Classic Credit Card and to apply for one.

Apply in the Branch

You can visit us at any of our Mission Fed Branches to apply for a Classic Credit Card.

Classic Credit Card Benefits
Zero Liability You pay only for purchases you have authorized on your card. See for details.
Travel Accident Insurance Provides coverage up to $500,000.
MasterCard MarketPlace™ Offers savings on brands and services from well-known merchants with hundreds of offers each week as soon as you enroll.
MasterCard Global Service™ Provides 24/7 customer service assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance, as well as assistance with locating ATMs and help with account-related questions.
MasterRental Insurance/CDW (Auto Rental) Covers deductible not paid by standard insurance for collision of or damage to a rental vehicle.
MasterCard Promotions and Offers Special savings offers from leading merchants and unique MasterCard promotions for all MasterCard cardholders. Check to access the promotions and offers page.
Year-End Annual Statement A year-end summary statement available within two months of the end of each calendar year.

Classic Credit Card Benefit Brochures and Agreements

MasterCard Benefits Guide

Travel Accident Insurance Classic

MasterCard MarketPlace

MasterCard Credit Card Cardholder Agreement

MasterCard® SecureCode

Shopping online is easy with your Mission Fed MasterCard. Take advantage of MasterCard SecureCode to shop safer online. Learn more.

Free Mission Rewards local rules.

MasterCard, MasterAssist and MasterLegal are registered trademarks of MasterCard International Incorporated. Certain terms and conditions apply.

MasterCard MarketPlace® and MasterCard Global Service are trademarks of MasterCard International.

All loans are subject to approval. Programs, rates, terms, conditions and services are subject to change without notice.
*Qualifying purchases exclude cash advances, returns, traveler's checks purchases, balance transfers, overdraft protection advances, convenience checks, fees of any kind, unauthorized charges and ATM transactions. No annual program fee. Cash back will be in the form of a credit to your Mission Rewards credit card account. See Mission Fed's local rules and Terms and Conditions for complete details.