Are you traveling to a foreign country this summer? If so, you are likely going to use your credit cards for purchases, since they usually offer better exchange rates and lower fees. But, having a little cash on hand is always a good idea for any expenses where a credit card may not be an option.
What We Think About Before Branching Out
You may have noticed that we’ve undergone a fair amount of branch growth over the past few years, and we continue to expand our branch network to provide more access and enhanced services to our members. I’d like to share some of the strategic thinking behind our site selection for new branches.
Do you take cream with your banking?
Life is full of options, and so is the way in which you handle your finances. The who, what, where and how you do your banking has as many variations as your local Starbucks. Here at Mission Fed, we don’t serve you the way WE feel is best—we serve you the way YOU wish to be served.
We put the "team" in "credit union"
From Little League baseball games to financial institutions, groups that use teamwork are going to be more successful than those who don’t. While it is true that there is no “I” in “team,” there are two in “credit union.” And, as Aesop said, “In union there is strength.”
What is your Risk Tolerance?
The personal ability to handle risk is different for everyone, especially in regards to their 401(k) portfolio and other investments. Even your personal temperament can influence the ultimate decision regarding what is acceptable risk and what is too much to handle. You hear it all the time—Risk vs. Reward. Speaking with a financial advisor is a great way to take ownership of your future.
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